Alabama Insurance Continuing Education Courses and Requirements

ALABAMA CE COURSES

The following courses are currently available for Alabama:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00General
Indexed Product Training4.00Life
Annuity Suitability Certification Training4.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Long Term Care Certification Training8.00LTC
LTC Certification Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty


REQUIRED HOURS

• Alabama licensed Producers are required to take 24 hours of CE, including 3 hours of ethics, every 2-year license term

• Service Representatives must take 12 hours of CE, including 2 hours of ethics, every two- year license term.

Licensees who are born in an even year will renew on even years, those born in an odd year will renew on odd years. Producers cannot take a course more than once within a 2-year license term. Alabama does not allow excess credits to be carried forward into the next licensing period. The license term ends on the last day of the licensee’s birth month every 2 years.

CATEGORY RESTRICTIONS

Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type. Title agents and Adjusters may take any course approved for P&C credit.

SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING - Before a Producer can sell or solicit Long Term Care Insurance they must complete a state approved course in 8 hours of initial Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement every 2-year license term following the initial completion date of the 8-hour training.

• FLOOD INSURANCE TRAINING - Alabama licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY TRAINING - Alabama licensed producers must take a course approved for at least 4 hours before selling or soliciting any annuity products.

 

COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better. Exams must be monitored by professionals such as an attorney, minister, accountant, librarian or teacher who certifies that the licensee completed the exam without outside assistance. A friend, relative, or co-worker of the licensee are not appropriate proctors.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.

CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be emailed to you within two (2) business days. Completions are reported to state entities within two (2) business days of the certificate having been issued. The state charges $1.00 per credit hour and Sircon charges $1.00 per course in order to report completions.
These fees are charged to the student before the certification exam may be accessed.

NONRESIDENT PRODUCERS

Nonresidents who have completed their CE requirement in their home state will be deemed compliant for Alabama’s continuing education requirement.

CE EXEMPTIONS

The following are exempt from Alabama CE requirements:

• Producers that have been licensed for less than 12 months at the time of their first renewal

• Non-residents of reciprocal states who have met the home state's CE requirements.

• Producers licensed in Alabama for 15 years and who are at least 60 years of age. NOTE: any individual exempt from the requirements immediately prior to Jan 1, 2013, so long as the individual remains exempt according to the law at that time, unless the license is permitted to expire or is otherwise terminated and remains out of effect for a period of 12 consecutive months, in which case the exemption is no longer applicable. They may continue to request exemption unless the license goes inactive for over a year, in which case this exemption will no longer apply.

• Temporary license holders pending passage of the written examination for that line of insurance

• Active members of the Alabama legislature during any portion of the compliance period

• Any producer whose license is limited to acting only as a producer for credit insurance, rental vehicle insurance, crop, portable electronic, travel, motor club, dental services, and legal services, or any combination thereof.

Producers that meet the exemption requirements will still need to comply with the LTC training.

LICENSE RENEWAL

To renew a license, click here. If a producer does not renew within the 30-day grace period, there will be an additional late fee of $50 with the regular renewal fee, the license will expire. Licenses may be renewed as early as two months before the licensee’s birth month. Adjusters must renew their licenses between October 1st and December 31st at a fee of $80. If it is not renewed by the 1st of January, the license will expire.


STATE CONTACT INFORMATION

Alabama Department of Insurance: Producer Licensing Division Phone: (334) 241-4126
Fax: (334) 241-4192
Email: ProducerLicensing@insurance.alabama.gov

Mailing Address:
Alabama Department of Insurance
P.O. Box 303351 Montgomery, AL 36130-3351

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.