Colorado Insurance Continuing Education Courses and Requirements

COLORADO CE COURSES

The following courses are currently available for Colorado:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00LAH
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty (meets 3 hour Homeowners training requirement)

 

REQUIRED HOURS

Producers in Colorado must take 24 hours of continuing education, 3 of those hours being in ethics every 2-year license term. Renewal must be met by the last days of the licensee’s birth month. Producers born in an even year will renew on even years, odd birth years will renew every odd year. Up to 12 hours of excess CE credits may be carried over ONLY if the courses were taken within the last 120 days of the previous license cycle. Ethics credits will be carried over as general credit. Courses may not be repeated within 2 years of the original completion date.

 

CATEGORY RESTRICTIONS

Students must take 18 hours in the lines they are licensed for, 3 hours must be in ethics, and the remaining 3 hours can be taken in any category. Dual line licensed producers may split the required hours between both lines of authority or choose to accrue all credit in one line of authority that they are licensed for Property or Personal Lines licensees must complete 3 hours of homeowners continuing education.

 

SPECIAL TRAINING

• LONG TERM CARE INSURANCE TRAINING – Producers must meet an initial 16-
hour requirement before selling LTC in the state of Colorado. 8-hours of the LTC can be completed via online or self-study. The remaining 8-hours MUST be completed in a classroom setting and shall consist of material specific to the LTC Partnership program. After completing the initial 16-hour training, producers must then take an ongoing 5-
hour LTC training course every 2 calendar years from the initial completion date. These 5 hours must be completed in a classroom setting.

• ANNUITY TRAINING – Colorado producers must take a course approved for at least 4 hours before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – Colorado licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).

• HOMEOWNERS INSURANCE TRAINING – Colorado producers licensed to sell personal lines and property insurance must complete a 3-hour homeowners’ insurance course each license term.

• CLAIMS MADE – Licensed Producers in Colorado who sell, adjust or make consultations on claims-made policies must complete a state approved course for 2-hours on claims-made policies.

 

COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better. Exams must be monitored by a disinterested third party who certifies that the licensee completed the exam without outside assistance.
 
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.

 

CERTIFICATES OF COMPLETION AND REPORTING

Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported to state entities within two (2) business days of the certificate having been issued.

 

NONRESIDENT PRODUCERS

If you have satisfied the continuing education requirements of your home state, Colorado will consider that as satisfaction of the continuing education requirements as long as your home state recognizes the satisfaction of its continuing education requirements imposed upon producers from Colorado on the same basis.

 

CE EXEMPTIONS

The following exemptions apply to these CE requirements:

• Newly licensed producers have until their second renewal cycle to comply.
• Producers licensed to write only one or more of the following are exempt:
• Travel ticket selling
• Bail bonding
• Title
• Limited lines credit
• Crop hail


LICENSE RENEWAL

Producers must renew their license on the Sircon website before the license renewal date.

 

STATE CONTACT INFORMATION

Colorado Division of Insurance

 

Phone: 303-894-7499

 

Fax: 303-894-7455

 

Email: insurance@dora.state.co.us

Mailing Address:
Colorado Division of Insurance 1560 Broadway, Suite 850
Denver, CO 80202

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.