Illinois Insurance Continuing Education Courses and Requirements

ILLINOIS CE COURSES

The following courses are currently available for Illinois:

Course NameCredit HoursLine of Authority
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00Gen
Principles of Life and Health Insurance12.00Life and Health
Anti-Money Laundering2.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
Long Term Care Certification Training8.00LTC
LTC Certification Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty

 

REQUIRED HOURS

Producers in Illinois are required to take 24 hours of CE, including 3 hours in an ethics, every 2- year license term. The ethics course must be fulfilled in an approved classroom setting. Courses cannot be taken for credit more than once in a 2-year license term. Up to 12 hours of excess CE may be carried over to the next license term. To avoid a penalty fee, licensees should complete their CE 30 days prior to the expiration date.

 

CATEGORY RESTRICTIONS

Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type. Three hours of ethics must be fulfilled in a classroom. Crop producers can satisfy their CE requirement with a course approved for property and casualty.


SPECIAL TRAINING

• LONG TERM CARE TRAINING - Before soliciting or selling LTC products in Illinois, resident producers must complete an 8-hour LTC training course. Upon completion of the initial training, resident producers must complete a 4-hour course on long-term care every 2-year license term. **If a producer fails to complete the ongoing training before the license renewal, there is a 12-month window in which the producer may complete the training thereafter. If the producer still fails to do so, they must complete the initial 8-hour training again.**

• ANNUITY TRAINING – Illinois producers must take a course approved for at least 4 hours before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – Illinois licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).


COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70%or better. Exams must be monitored by a disinterested third party who certifies that the licensee completed the exam without outside assistance.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.

 

CERTIFICATES OF COMPLETION AND REPORTING

Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported to state entities within two (2) business days of the certificate having been issued. The state charges $1.00 per credit hour and Sircon charges $1.00 per course in order to report completions. These fees are charged to the student before the certification exam may be accessed.

 

NONRESIDENT PRODUCERS

A nonresident producer's satisfaction of his or her home state's continuing education requirements for licensed insurance producers shall constitute satisfaction of this State's continuing education requirements if the non-resident producer's home state recognizes the satisfaction of its continuing education requirements imposed upon producers from this State on the same basis.


CE EXEMPTIONS

The following are exempt from Illinois CE requirements:

• Individuals holding a temporary license

• Individuals holding the following limited licenses: limited travel health, baggage, or trip cancellation sold in connection with transportation by a common carrier; industrial life; industrial health; and insurance issued by a local mutual district, county, or township insurance company

• Nonresident producers who meet their resident states' CE requirements


LICENSE RENEWAL

Producers are able to renew their license up to 90 days before the expiration date. If the producer renews after expiration date, they will need to pay a penalty fee.


STATE CONTACT INFORMATION

Illinois Department of Insurance

Phone: (217) 782-6366

Fax: 217-782-5020

 

Email: doi.licensing@illinois.gov

Mailing Address:
Illinois Department of Insurance Producer Licensing Unit
320 West Washington St. Springfield, IL 62767

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.