New York Insurance Continuing Education Courses and Requirements

NEW YORK CE COURSES

The following courses are currently available for New York:

Course NameCourse NumberCredit HoursRelevant License Types
Businessowners Policy (BOP)2371426.00Brokers, General Consultants, Property/Casualty Agents, Public Adjusters
Commercial Lines: Property/Auto/Liability2371605.00Brokers, General Consultants, Property/Casualty Agents, Public Adjusters
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks2371629.00Brokers, General Consultants, Property/Casualty Agents, Public Adjusters
Medicare Supplement Insurance: Closing the Gap2371615.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agent
NFIP Flood InsuranceNYCS-2531693.00Brokers, General Consultants, Property/Casualty Agents, Public Adjusters
Indexed Product Training2529818.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agent
Distribution Planning2371435.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident & Health Agents
Group Benefits & Worksite Insurance2371446.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents
Life Insurance Policy Types & Suitability2371468.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents
Variable Life & Annuities: Understanding Investment Potential and Risks2371646.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents
Anti-Money Laundering2491262.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents, Property/Casualty Agents
Health Insurance Policies: Protecting Clients from Health-Related Loss2371456.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents
Principles of Life and Health InsuranceNYCS-25489912.00Life Brokers, Life Consultants, Life Settlement Brokers, Life/Accident and Health Agents

REQUIRED HOURS

• Producers who hold: Life, Accident/Health, and Variable Annuities; or Life/Variable Annuities are required to take 15 hours of CE every 2-year license term.

• Producers who hold combined licenses of Life and Health and Property and Casualty are required to take 30 hours of CE every 2-year license term OR a total of 15 Bridge-approved courses which apply to license renewal requirements in duplicate.

The license term ends on the producer’s date of birth. Licensees who are born in an even year will renew on even years, those born in an odd year will renew on odd years. Public Adjusters license term ends in even numbered years on 12/31. Continuing education requirements must be completed 60 days prior to the license expiration date.

Producers are not allowed to retake previously completed continuing education courses for credit, regardless of license term.

New York does not allow excess credits to be carried forward into the next licensing period.


CATEGORY RESTRICTIONS

Students must take approved courses in the class of license which they are licensed in.

Credit earned from a Bridge Course may be applied to both the renewal requirements for a Life and Health license as well as a Property and Casualty license.

An agent licensed in both Life and Health and Property and Casualty lines of authority may have Bridge Course credit apply to the total renewal requirement of both licenses. They may take only a total of 15 credit hours that are approved as Bridge Courses to satisfy their continuing education renewal requirements or may take a total of 30 hours of credit, with 15 hours in each line of authority.

SPECIAL TRAINING

• FLOOD INSURANCE TRAINING – New York licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• LONG TERM CARE PARTNERSHIP TRAINING – The New York State Department of Health requires New York licensed agents to complete an initial 8-hour training
course specifically created and approved for the New York State Partnership for Long Term Care. You may sign up for this courses by clicking here. Any questions or concerns relating to LTCP training in New York should be directed at the New York State Department of Health and/or the New York State Partnership for Long Term Care.

• ANNUITY SUITABILITY TRAINING – Insurers are responsible for educating agents who sell annuity products. No specific hours are required.


COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better. Exams must be monitored by a New York approved disinterested third party who certifies that the licensee completed the exam without outside assistance.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.

CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be emailed to you within two (2) business days. Completions are reported to state entities within two (2) business days of the certificate having been issued. Sircon charges $1.00 per course in order to report completions. This fee is charged to the student before the certification exam may be accessed.

NONRESIDENT PRODUCERS

Nonresidents must present a letter of certification from the nonresident licensee’s home state that indicates that the licensee is in good standing and is in compliance with the requirements of their home state.

CE EXEMPTIONS

The following are licensees are exempt from New York CE requirements:

• Independent Adjuster

• Bail Bond

• Mortgage Guarantee

• Re-insurance Intermediary

• Nonresident producers

• Licensees currently serving active military duty – see Circular Letter No. 8 (2003)

LICENSE RENEWAL

Licensees can renew their licenses online at the New York State Department of Financial Services website using the link titled “renew your license” on the following
page: http://www.dfs.ny.gov/insurance/licrenewal.htm.

STATE CONTACT INFORMATION

New York State Department of Financial Services
 
Phone: 800-342-3736
Email: licensing@dfs.ny.gov

Mailing Address:
New York State Department of Financial Services – Licensing Services One Commerce Plaza, Suite 2003
Albany, NY 12257

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.