North Carolina Insurance Continuing Education Courses and Requirements

NORTH CAROLINA CE COURSES

The following courses are currently available for North Carolina:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00Gen
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
Long Term Care Certification Training8.00LTC
LTC Certification Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty

 

REQUIRED HOURS

Each licensee in North Carolina must take 24 hours of continuing education, three of which must be in ethics, by his or her biennial CE compliance date (based on licensee’s month and either an odd or even year of birth).The North Carolina Department of Insurance allows excess credit hours to be carried over to the next biennial term. Courses credits approved as Flood or Ethics will carry over as general credit only. A course may NOT be taken for credit more than once within the 2-year license term.

 

CATEGORY RESTRICTIONS

Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type.

 

SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING – Producers must meet an initial 8-hour requirement before selling LTC in the state of North Carolina. After completing the initial 8- hour training, producers must then take a 4-hour LTC training course every 2-year compliance period following the initial training. *Resident licensees who satisfy the training requirements of another state that are similar to North Carolina’s law will be considered compliant with these requirements only if the insurance company chooses to recognize and accept the training completed in another state. Applicants must be licensed in Medicare Supplement/Long Term Care before completing this training and selling LTCP policies.

• FLOOD INSURANCE TRAINING – Producers holding a Property, Personal Lines or Adjuster license are required to take a 3-hour course approved for the National Flood Insurance Program (NFIP) within 2 years of January 1, 2008 and every 4 years thereafter. Credit earned from an approved Flood insurance training course may also apply to the agent's overall continuing education requirements.

 

COURSE PRESENTATION

• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.

 

CERTIFICATES OF COMPLETION AND REPORTING

Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported to state entities within two (2) business days of the certificate having been issued. The state charges $1.65 per credit hour in order to report completions. This fee is charged to the student before the certification exam may be accessed.

 

NONRESIDENT PRODUCERS

If you have satisfied the continuing education requirements of your home state, North Carolina will consider that as satisfaction of the continuing education requirements.

 

CE EXEMPTIONS

The following are exempt from North Carolina CE:

• Nonresident producer and adjuster licensees in good standing with their home states

• Licensees exempt for one authority are exempt from completing all CE requirements except for ethics and/or flood requirements

• Agents who are unable to comply due to military service or long-term medical disability. (Granted on a case by case basis)

 

LICENSE RENEWAL

Producer’s should view the North Carolina Department of Insurance website for license renewal information: http://www.ncdoi.com


STATE CONTACT INFORMATION

North Carolina Department of Insurance Phone: (919) 807-6800
Fax: (919) 715-3794
Web site: http://www.ncdoi.com

Mailing Address:
North Carolina Department of Insurance Agent Services
1204 Mail Service Center Raleigh, NC 27699-1204

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.