Alabama Insurance Prelicensing Requirements

ALABAMA INSURANCE PRELICENSING INFORMATION

  • Alabama requires potential agents to take and complete a state approved prelicensing course before taking their licensing exam.

LICENSING EXAM INFORMATION

  • The exam is multiple choice and is given on a computer.

EXAM FEE

  • Single Line Exam Fee: $50
  • Combined Life and Health or Property and Casualty Exam Fee: $75
  • Independent Adjuster Exam Fee: $75
  • Title Agent Exam Fee: $75

PASSING SCORE REQUIRED

  • 70%

EXAM BREAKDOWN

ALABAMA LIFE AND HEALTH INSURANCE

  • 150 questions

ALABAMA LIFE INSURANCE

  • 125 questions

ALABAMA HEALTH INSURANCE

  • 100 questions

ALABAMA PROPERTY AND CASUALTY INSURANCE

  • 150 questions

ALABAMA PROPERTY INSURANCE

  • 100 questions

ALABAMA CASUALTY INSURANCE

  • 125 questions

ALABAMA PERSONAL LINES INSURANCE

  • 100 questions

ALABAMA ADJUSTER

  • 150 questions

EXAM LOCATIONS

You can schedule your exam with the University of Alabama. Exams may be taken at the following locations:

  • Birmingham
  • Huntsville
  • Mobile
  • Tuscaloosa
  • Montgomery
  • Gadsden

EXAM DATES

Computerized exams are given at the University of Alabama Monday - Saturday and select locations on Sunday.

FREQUENTLY ASKED QUESTIONS

HOW DO I APPLY FOR MY LICENSE?

For questions regarding how to obtain a license after the examination has been passed, candidates should contact the Alabama Department of Insurance at (334) 241-4126 or visit them online at aldoi.gov. After passing the examination, candidates must apply for their license within one year. After one year, the Department will require the candidate to take and pass their licensing exams again as well as repeat a pre-licensing course, as the certificate of completion is expired. The state of Alabama does not require candidates to get fingerprinted as part of the licensure process. All individual resident applicants seeking to become licensed as Producers, or who are adding a new line of authority to an existing Producer license, must have completed a Fingerprint background check. You should seek to get fingerprinted after passing the state exam and one day before applying for the license. Click here for more information.

WHAT SHOULD I BRING TO THE TEST CENTER THE DAY OF MY ALABAMA INSURANCE EXAM?

Testing vendors will often ask for proof of Pre-License Education. It is therefore crucial that you bring your Certificate of Completion to the testing site. You cannot take anything into the test room with you other than what the proctor provides you. You will be able to leave your personal belongings in a locker in the testing center waiting room. They will provide you with a pen/pencil, scratch paper, and a basic function calculator at the test site.

IF I DON'T PASS IS THERE ANY WAITING PERIOD THAT APPLIES BEFORE I CAN RETAKE THE ALABAMA INSURANCE EXAM?

The computerized exam is scored immediately upon completion. If a candidate fails, the administrator will provide them with a report indicating the overall score and score breakdown of topic and chapter. If a candidate fails either part, they must pay a reexamination fee and retake the entire exam. Candidates have four attempts to pass the exam. After the first failed attempt there is no waiting period to retake the exam. After the second failed attempt, a candidate must wait 90 days to retest. After the the third failed attempt, there is no waiting period to retake the exam and after the fourth failed attempt, a candidate must wait 180 days to retake the exam. Examination results are valid for one year from the date of examination.