Massachusetts Insurance Prelicensing Requirements

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Updated February 15, 2024

MASSACHUSETTS INSURANCE PRELICENSING INFORMATION

Massachusetts does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam with your state’s testing provider, Prometric. The fastest way to schedule your exam is to do so online at www.prometric.com/Massachusetts/insurance. You can also schedule your exam over the phone at (800) 741-9380. There will be an examination fee.

To change of cancel your testing appointment, you must contact Prometric at least 24 hours in advance or forfeit the examination fee.

Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you a valid form of government issued identification (driver’s license, passport, military I.D., etc.) which must contain a photograph. You will not be able to take your exam if these requirements are not met.

At the end of the exam, the score will be shown on the screen, and you will receive a printed score report.

Step 4: Apply for your license via NIPR or send the license application form and other required materials to the Massachusetts Department of Insurance. You must wait 48-72 hours after passing the examination, before submitting the electronic application. Forms and more information can be found at the Department’s Licensing webpage: https://doi.MassachusettsMassachusetts.gov/producers/license

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

 

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Review the exam summaries below. The exam content outlines can be found on the testing provider's website.

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam

 

Massachusetts Life Insurance Examination

100 Total Questions
Time limit: 2 hours
Passing score: 70%

Train for your test with our Massachusetts Life exam prep course.


Massachusetts Accident & Health or Sickness Insurance Examination

100 Total Questions
Time limit: 2 hours
Passing score: 70%

Train for your test with our Massachusetts Health exam prep course.


Massachusetts Property Insurance Examination

100 Total Questions
Time limit: 2 hours
Passing score: 70%


Massachusetts Casualty Insurance Examination

100 Total Questions
Time limit: 2 hours
Passing score: 70%

Train for your test with our Massachusetts Property and Casualty exam prep course.


Massachusetts Personal Lines Insurance Examination

100 Total Questions
Time limit: 2 hours
Passing score: 70%

Train for your test with our Massachusetts Personal Lines exam prep course.


MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

LICENSING INFORMATION:
Massachusetts Division of Insurance
Attn: Producer Licensing
1000 Washington Street, Suite #810
Boston, MA 02118-6200
Tel. (617) 521.7794, and opt for line #3
www.mass.gov/doi

EXAMINATION INFORMATION:
Website: www.prometric.com/Massachusetts/insurance
E-mail: [email protected]
Tel: (800) 741-9380
Fax: (800) 347-9242
TDD User: (800) 790-3926

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.


Register for your Massachusetts insurance prelicensing exam prep here:

Register Now