Massachusetts Insurance Prelicensing Requirements

MASSACHUSETTS INSURANCE PRELICENSING INFORMATION

  • Massachusetts does not require potential agents to take and complete a state approved prelicensing course before taking their licensing exam. This being said, it is highly recommended that potential agents take and complete a state-specific test preparation course before taking their licensing exam.

LICENSING EXAM INFORMATION

  • The exam is multiple choice and is given on a computer.

EXAM FEE

  • $39 per exam session. Candidates may schedule to take two exams in the same session (i.e Life and Health or Property and Casualty). Combined exams sessions are $49. The Public Adjuster exam is $10.

PASSING SCORE REQUIRED

  • 70%

EXAM BREAKDOWN

MASSACHUSETTS LIFE INSURANCE

  • 100 questions

MASSACHUSETTS ACCIDENT AND HEALTH OR SICKNESS INSURANCE

  • 100 questions

MASSACHUSETTS PROPERTY INSURANCE

  • 100 questions

MASSACHUSETTS CASUALTY INSURANCE

  • 100 questions

MASSACHUSETTS PERSONAL LINES

  • 100 questions

MASSACHUSETTS ADJUSTERS

  • 100 questions

EXAM LOCATIONS

Computerized exams are given at Prometric Testing Centers Monday- Saturday.

FREQUENTLY ASKED QUESTIONS

HOW DO I APPLY FOR MY LICENSE?

For questions regarding how to obtain a license after the examination has been passed, candidates should contact the Massachusetts Division of Insurance, Producer Licensing at (617) 521-7794 and opt for line #2 or visit them online at www.mass.gov/doi. After passing the examination, candidates must apply for their license within one year.

IF I DON'T PASS IS THERE ANY WAITING PERIOD THAT APPLIES BEFORE I CAN RETAKE THE INSURANCE EXAM?

This computerized exam is scored immediately upon completion of the exam. If a candidate fails they must pay a reexamination fee and retake the exam. There is no limit to how many times a candidate may take the exam.