To study for the life and health insurance exam, review your state's licensing requirements, follow a study schedule, use practice exams to identify weak areas, and take regular breaks. ExamFX recommends at least 40 hours of preparation for the combined exam, separate from any mandatory state education requirements.
To begin your career as a life and health insurance producer, you'll generally need to pass the applicable state licensing exam unless an exemption applies. The right preparation and a focused study plan can help you approach it with confidence.
ExamFX has been helping insurance professionals prepare for licensing exams for over 25 years. Keep reading for our tips on preparing for the life and health exam.
Insurance licensing requirements are determined by individual states. Since requirements vary by state, it's important to know your state-specific rules.
Visit our state insurance prelicensing requirements page to find your state's information. Review the current exam content outline so you know which insurance concepts and state laws to study.
ExamFX recommends studying for a minimum of 40 hours to prepare for the combined life and health exam. Your individual preparation needs may vary, and you must also meet any prelicensing education hours your state requires.
Keep yourself disciplined by starting early and setting up a study schedule. Create a personalized plan that allows time to learn each topic, review difficult material, and complete practice exams. Set regular study sessions that fit your daily commitments.
One of the best ways to prepare for the life and health exam is by taking practice exams. They can help you assess your understanding and identify your strengths and weaknesses.
ExamFX's life and health exam prep includes online exam simulations to help you become familiar with a testing experience. Review incorrect answers and return to the related material before testing again. Practice results can guide your preparation, but they don't guarantee your licensing exam result.
Along with practice exams, study guides, flashcards, and tip sheets can support your review. Check the package details to see which resources are included or available separately.
Study in relatively short, focused blocks of time, with breaks between sessions. Take a walk, have a snack, or do something that gives you a brief pause from the material.
Studying for an exam can be stressful. Allowing time to rest can help you manage fatigue and return to your studies with renewed focus. ExamFX courses are self-paced, allowing candidates to study at times that work best for them, subject to any state course requirements.
Schedule your exam with the testing provider designated by your state. Providers may include Prometric, PSI, or Pearson VUE; confirm the current provider and instructions for your specific exam.
Visit the state prelicensing requirements page to find your state's information and become familiar with testing policies and procedures. Check any prerequisites, identification requirements, and appointment rules before registering. Scheduling early may give you a better selection of times and locations.
ExamFX offers life and health exam preparation with an interactive learning platform and study tools to support your preparation.
Video learning and live online instruction are available in selected packages. Explore our life and health exam prep options to choose resources that fit your study needs and schedule.
Learn more about the difficulty of the life and health insurance exam.
If you're ready to register, explore ExamFX's life and health training packages and take the next step toward your professional goals.