Maine Insurance Continuing Education Courses and Requirements

Updated May 10, 2024

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MAINE CE COURSES

The following courses are currently available for Maine:

Course NameCredit HoursLine of Authority
Anti-Money Laundering - Ethical Decision Making for Insurance3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
NFIP Flood Insurance3.00Property/Casualty/Flood
Indexed Product Training4.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability and Best Interest Standard Training4.00Annuity Best Interest 4 hour
Long Term Care Certification Training8.00LTC
Long Term Care Certificate Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty

 

REQUIRED HOURS

Producers in Maine are required to take 24 hours of CE, including 3 hours of Ethics, every 2-year license term. Licensees must renew on or before the last day of the licensee’s birth month every 2 years. Licensees who are born in an even year will renew on even years, those born in an odd year will renew on odd years. No carry over credits are allowed and a course cannot be taken more than once in a reporting period. CE credits taken to complete a previous license term deficiency will not count for the current license cycle.

 

CATEGORY RESTRICTIONS

Students may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.

 

SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit Long Term Care Insurance, they must complete a state approved course in 8 hours of initial Long-Term Care Training. Producers must then complete a 4-hour ongoing training requirement every 2-year license term following the initial completion of the 8-hour training.

• ANNUITY SUITABILITY TRAINING – Maine licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – Maine licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

 

COURSE PRESENTATION

• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• ATTESTATION – The attestation must be completed following the certificate exam.


CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported within two (2) business days of the certificate having been issued.

 

NON-RESIDENT PRODUCERS

Non-resident producers are not required to take CE if they have completed CE in their home state and remain in good standing. If the home state does not have a CE requirement, non-resident producers must comply with Maine’s CE requirement.

 

CE EXEMPTIONS

The following are exempt from Maine CE requirements:

• Producers who receive their licenses less than one year before their first compliance date are exempt from CE requirements for their first license term.

• Individuals holding limited licenses (except limited annuities licensees)

• Non-residents who meet their home state’s requirement and maintain an active license in that state.


ADDITIONAL LICENSE RENEWAL INFORMATION

Producers can renew their license at SIRCON. A notice will be emailed (if no email is on file then mailed by the department) to the licensee with information regarding the renewal period. Licenses may not be renewed more than 60 days before the renewal date.

 

STATE CONTACT INFORMATION

Maine Department of Insurance

 

Phone: (207) 624-8411


Fax: (207) 624-8599


Email: [email protected]
Website: www.maine.gov/pfr/insurance/home


Mailing Address:
Maine Department of Insurance

76 Northern Avenue
Gardiner, ME 04345

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.