New Jersey Insurance Continuing Education Courses and Requirements

Updated April 30, 2024

ExamFX Provider #30151

 

NEW JERSEY CE COURSES

The following courses are currently available for New Jersey:

Course NameCredit HoursLine of Authority
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood/General
Front Line Fraud Prevention3.00Fraud
Anti-Money Laundering- Ethical Decision Making for Insurance3.00Ethics
Indexed Product Training4.00Life
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Health
Life Insurance Policy Types & Suitability6.00Life
Medicare Supplement Insurance: Closing the Gap4.00Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life
Annuity Suitability Certification Training4.00Annuity Training
Long Term Care Certification Training8.00LTC/Partnerships
Long Term Care Certificate Refresher4.00LTC/Partnerships
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty

 

REQUIRED HOURS

New Jersey licensed producers are required to take 24 hours of CE, including 3 hours of Ethics, every 2-year license term. One credit hour of professional Ethics can be substituted with one credit hour related to insurance fraud.

The license term for both producers and adjusters ends at the end of the birth month every other year. Producers cannot take a course more than once within a 2-year license term. New Jersey does not allow excess credits to be carried forward into the next licensing period.

Resident producers who complete in excess of 24 hours during one licensing term can carry over up to 12 credits to the next renewal term. Credit hours can only be carried over once and Ethics hours may not be carried over.

CATEGORY RESTRICTIONS

Producers may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type. Public Adjusters are required to take courses specifically approved for their line of authority.


SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must complete a state approved course in 8 hours of initial Long Term Care training. Producers must then complete a 4-hour ongoing training requirement every 2- year license term following the initial completion date of the 8-hour training.

• ANNUITY TRAINING – New Jersey licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – New Jersey licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

 

COURSE PRESENTATION

• CERTIFICATE EXAM – No certificate exam is required to generate a certificate.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.

• POST-COURSE ATTESTATION – The licensee is required to complete the post-course attestation at the end of the course.

 

CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal.  Completions are normally reported to the state within two (2) business days of the certificate having been issued.

 

NON-RESIDENT PRODUCERS

Non-residents who have completed their CE requirement in their home state will be deemed compliant for New Jersey’s continuing education requirement. If a non-resident has not taken a NAIC training course in another state, then they must comply with New Jersey’s LTC training requirement. Non-resident adjusters who have satisfied their home state CE requirements will be deemed compliant for New Jersey’s CE requirement.

 

CE EXEMPTIONS

The following are exempt from New Jersey CE requirements:

• Non-resident producers in good standing with their home state
• Non-resident producers who have completed the NAIC training requirement in another state

 

ADDITIONAL LICENSE RENEWAL INFORMATION

Licenses for both resident and non-resident producers can be renewed online at SIRCON.

 

STATE CONTACT INFORMATION

New Jersey Department of Banking and Insurance

Phone: (609) 292-7272 or (609) 940-7480

Fax: (609) 984-2792

Email: [email protected]


Website: https://www.nj.gov/dobi/index.html

 

Mailing Address:
20 W State St   P.O. Box 325   Trenton, NJ 08625

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.