Maryland Insurance Continuing Education Courses and Requirements

MARYLAND CE COURSES

The following courses are currently available for Maryland:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00LH
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
Long Term Care Certification Training8.00LTC
LTC Certification Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty

 

REQUIRED HOURS

Producers in Maryland must take 24 hours of continuing education, 3 of those hours being in ethics, every 2-year license term. Producers licensed for 25 years or more may choose to complete only 8 hours every license term, 3 of those most be in ethics.

License terms end every 2 years on the last day of the producer’s birth month. No excess credits will be carried forward into the next license term. Courses may not be repeated within a 2-year license term. If the same course is repeated in two consecutive license terms, there must be 6 months between the two course completion dates in order to receive credit.


CATEGORY RESTRICTIONS

Students must take approved courses in the line of authority in which they are licensed in. For multiline Life/Health and Property/Casualty, producers must complete 6 hours in each line. The remaining 12 hours may be satisfied by either line. Courses that are approved for Flood credit will not satisfy the minimum 6 hours required for the Property/Casualty line of authority. Ethics credits in excess of the 3-hour requirement will not be applied to the overall continuing education requirement.

 

SPECIAL TRAINING

• LONG TERM CARE TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must complete an initial, state approved, 8-hour Long Term Care Training course. Producers must then complete a 4-hour ongoing training requirement every 2 years following the initial date of completion.

• ANNUITY TRAINING – Maryland producers must take a course approved for at least 4 hours before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – Maryland licensed producers who sell flood insurance are required to take a 2-hour one-time course approved for the National Flood Insurance Program (NFIP).

 

COURSE PRESENTATION

• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.


CERTIFICATES OF COMPLETION AND REPORTING

Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported to state entities within two (2) business days of the certificate having been issued. The state charges $1.00 per credit hour and Sircon charges $1.00 per course in order to report completions. These fees are charged to the student before the certification exam may be accessed.


NONRESIDENT PRODUCERS

If you have satisfied the continuing education requirements of your home state, Maryland will consider that as satisfaction of the continuing education requirements. Nonresidents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.

 

CE EXEMPTIONS

The following individuals are exempt from Maryland CE requirements:

• If prior to October 1, 2008 a resident licensee has been consecutively licensed for 25 or more years their continuing education requirement is 8 hours (of these 8 hours, 3 hours are still required to be in ethics).

• Individuals authorized to sell only HMO coverage, travel insurance, and credit insurance

• Maryland attorneys who hold a producer license to sell title insurance and are in good standing with the Maryland Court of Appeals

• Nonresident producers who have met the continuing education requirements of their home state.


LICENSE RENEWAL

Producers must renew their license here http://www.nipr.com/.

 

STATE CONTACT INFORMATION

Maryland Insurance Administration

 

Phone: 888-204-6198


Fax: 410-468-2399


Web site: www.mdinsurance.state.md.us

Mailing Address:
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.