Missouri Insurance Continuing Education Courses and Requirements

MISSOURI CE COURSES

The following courses are currently available for Missouri:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance3.00Ethics
Indexed Product Training4.00LH
Principles of Life and Health Insurance12.00Life and Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
LTC Certification Refresher4.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
Long Term Care Certification Training8.00LTC
NFIP Flood Insurance3.00PC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty

 

REQUIRED HOURS

Producers in Missouri are required to take 16 hours, 3 of those being in ethics, every 2 years. The license term is 2 years from the license issuance date. A course may not be repeated more than once in a 2-year license term. All hours that are earned in excess may be carried into the next 2-year license term.


CATEGORY RESTRICTIONS

Students must take courses pertaining to their license type. Multiple lines of authority are not required to be divided evenly between the lines of authority.


SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING - Before a Producer can sell or solicit Long Term Care Insurance they must be licensed as a Life and Health producer and complete a course approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation for 8 hours of initial Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement (pre-approved by the Missouri DIFP) each 2-year license term following the completion of the initial 8-hour training.

• FLOOD INSURANCE TRAINING - Missouri licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY SUITABILITY - Missouri licensed producers must complete a one-time 4-hour annuity suitability course before participating in the sale of annuity products.

 

COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better. Exams must be monitored by a disinterested third party who certifies that the licensee completed the exam without outside assistance. Coworkers are not acceptable proctors.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.

 

CERTIFICATES OF COMPLETION AND REPORTING

Your certificate of completion will be emailed to you within two (2) business days. Completions are reported to state entities within two (2) business days of the certificate having been issued. The state charges $1.00 per credit hour and Sircon charges $1.00 per course in order to report completions. These fees are charged to the student before the certification exam may be accessed.

 

NONRESIDENT PRODUCERS

Producers that hold a nonresident license must submit an original and current certification letter showing compliance with their home state’s CE requirements. If the producer resides in a state that participates in the Producer Data Base, a certification letter is not required.

Producers that reside in states that do not require CE must complete Missouri approved CE courses and list them on the Missouri CE Summary Report Form.

If the nonresident producer has not taken the NAIC 8-hour LTC training in another state, they must comply with the Missouri LTC training requirements. (See Special Training requirements above).

 

CE EXEMPTIONS

The following are exempt from Missouri CE requirements:

• The producer has suffered a serious physical injury or illness.

• The producer is on active duty in the Armed Forces for an extended time.

• The producer sells only crop insurance.

• The producer sells only pre-arranged funeral plan insurance.

• The producer is at least 70 years old.

• The producer's license is restricted to Credit

 

LICENSE RENEWAL

To renew your license, please visit http://www.nipr.com/

Producers who fail to post their required CE hours and submit their renewal paperwork to the state on or before the license expiration date, will have their license terminated and are subject to fines.

 

STATE CONTACT INFORMATION

Missouri Department of Insurance, Financial Institutions, and Professional Regulation

Phone: 573-751-3518

Fax: 573-526-3416


Email: licensing@insurance.mo.gov

Mailing Address:
Missouri Department of Insurance, Financial Institutions, and Professional Regulation Licensing Section
PO Box 690
Jefferson City, MO 65102-0690

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is
 
subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.