Kentucky Insurance Prelicensing Requirements

KENTUCKY INSURANCE PRELICENSING INFORMATION

  • Kentucky requires potential agents to take and complete a state approved prelicensing course before taking their licensing exam.

LICENSING EXAM INFORMATION

  • The exam is multiple choice and is given on a computer.

EXAM FEE

  • Each exam is $50

PASSING SCORE REQUIRED

  • 70%

EXAM BREAKDOWN

KENTUCKY LIFE

  • 50 questions

KENTUCKY ACCIDENT AND HEALTH

  • 50 questions

KENTUCKY PROPERTY

  • 50 questions

KENTUCKY CASUALTY

  • 50 questions

KENTUCKY ADJUSTER

  • 50 questions

EXAM LOCATIONS

Kentucky exams are administered by the Kentucky Department of Insurance. You may find a list of testing centers and examination schedules at: http://insurance.ky.gov/Documents/ExamScheduleTestSites062413.pdf

FREQUENTLY ASKED QUESTIONS

HOW DO I APPLY FOR MY LICENSE?

Candidates will need to complete their pre-licensing education, apply for their license through NIPR, and apply for their criminal background check before registering for the exam. To submit the electronic license application, visit www.nipr.com and select resident initial license application. To submit the criminal background report, visit http://kcoj.kycourts.net/PublicMenu/Default.aspx?header=AOC+FastCheck. Candidates can then track their application status and schedule their exam through an eServices account.

WHAT SHOULD I BRING TO THE TEST CENTER THE DAY OF MY INSURANCE EXAM?

Testing vendors will often ask for proof of Pre-License Education. It is therefore crucial that you bring your Certificate of Completion to the testing site. You cannot take anything into the test room with you other than what the proctor provides you. You will be able to leave your personal belongings in a locker in the testing center waiting room. They will provide you with a pen/pencil, scratch paper, and a basic function calculator at the test site.

IF I DON'T PASS IS THERE ANY WAITING PERIOD THAT APPLIES BEFORE I CAN RETAKE THE INSURANCE EXAM?

This computerized exam is scored immediately upon completion of the exam. If a candidate fails they must pay a reexamination fee and retake the exam. Candidates may take their exams as many times as needed within the days 120 license application timeline.