Maryland Insurance Continuing Education Courses and Requirements
📅 Updated September 25, 2025🟠 ExamFX Provider #208460
Courses Available
The following courses are currently available for Maryland:
| Course Name | Credit Hours | Line of Authority |
| Annuity Suitability and Best Interest Standard Training | 4.0 | Annuity Best Interest 4hr |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethical Producer's Guide to Cyber Security & Privacy | 3.00 | Ethics |
| Ethical Producer's Guide to Elder Financial Protection | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| NFIP Flood Insurance | 3.00 | Flood |
| Indexed Product Training | 4.00 | Life/Health |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Long-Term Care Certification Training | 8.00 | LTC |
| Long-Term Care Certificate Refresher | 4.00 | LTC |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
| Workers Compensation and Employers Liability Insurance | 3.00 | Property/Casualty |
Required Hours
Producers in Maryland must take 24 hours of continuing education, 3 of those hours being in Ethics, every 2-year license term. Producers licensed continually for 25 years or more may complete only 8 hours every license term (3 of those must be in Ethics).
License terms end every 2 years on the last day of the producer’s birth month. No excess credits will be carried forward into the next license term. Courses may not be repeated within a 2-year license term. If the same course is repeated in two consecutive license terms, there must be 6 months between the two course completion dates in order to receive credit.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Students must take approved courses in the line of authority in which they are licensed in. For multiline Life/Health and Property/Casualty, producers must complete 6 hours in each line. The remaining hours may be satisfied by either line. Courses that are approved for Flood credit will not satisfy the minimum 6 hours required for the Property/Casualty line of authority. Ethics credits in excess of the 3-hour requirement will not be applied to the overall continuing education requirement.
Special Training
• ANNUITY TRAINING – Maryland licensed producers must complete a state approved 4-hour Annuity Suitability Best Interest course before selling or soliciting any annuity products.
• FLOOD INSURANCE TRAINING – Maryland licensed producers who sell flood insurance are required to take a 2-hour one-time course approved for the National Flood Insurance Program (NFIP).
Course Presentation
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.
• ATTESTATION – The attestation must be completed following the certificate exam.
Certificates of Completion
Non-Resident Producers
If you have satisfied the CE requirements of your home state, Maryland will consider that as satisfaction of the CE requirements. Non-residents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.
CE Exemptions
• A continuous and actively license producer who is age 70 and above (as of 4/30/2013). The cutoff birthdate is 4/30/1943.
• Individuals holding a Limited license (Credit, Self-Storage, Travel, Portable Electronics).
• Maryland attorneys who hold a producer license to sell Title insurance and are in good standing with the Maryland Court of Appeals.
• Non-resident producers who have met the CE requirements of their home state.
License Renewal
Producers can renew their license at SIRCON and follow the online renewal process.
State Contact Information
Maryland Insurance Administration
Phone: 410-468-2411
Website: www.insurance.maryland.gov/
Email: producerlicensing.mia@maryland.gov
Mailing Address:
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
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