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California - Life and Health with 12-Hour Code & Ethics Exam Prep Training Course & Study Materials

Available only in California. Prepare for your California Life and Health Insurance exam plus required 12-Hour Code and Ethics Training with access to a comprehensive online training program. With ExamFX, learners are prepared to pass on the first attempt. Browse a variety of study packages available to fit every learning preference and budget.

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*Actual price may vary depending on state fees and package selection.

Spanish Available In Select States
Pass rate: 93%
California - Life and Health with 12-Hour Code & Ethics
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California - Life and Health with 12-Hour Code & Ethics Exam Prep Training Course & Study Materials

We offer flexible solutions and packages for every learning preference, specifically designed to help candidates pass their Exam. Our training provides a variety of helpful study tools that prepare candidates for success.

Features

LIVE ONLINE PACKAGE

$299.95 $369.95 Save 19% BEST VALUE Register Now

VIDEO STUDY PACKAGE

$219.95 Register Now

SELF-STUDY PACKAGE

$169.95 Register Now

60 Days Course Access
Included
Yes Yes Yes
Interactive Learning Portal
Included
Yes Yes Yes
Online Exam Simulations
Included
Yes Yes Yes
Readiness Exam
Included
Yes Yes Yes
Instructor & Technical Support
Included
Yes Yes Yes
On-Demand Video Lectures
Included
Yes
Online Flashcards
Included
Live Online Training
Included
View Live Class Schedules View State Requirements

Additional Print Study Materials

Learn better with paper and pen? Boost your online study with these printed resources. Easily add-on a printed study guide or flashcards to any package in the cart during checkout.

Study Guide (Textbook)

Study Guide (Textbook)

This printed version of your online course is an essential companion to your online learning, meticulously crafted from state exam outlines. Packed with all the crucial information you need to ace your licensing exam, these guides are your key to success.

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Flashcards

Flashcards

Enhance your study with printed flashcards, the perfect offline tool to reinforce key concepts and boost retention. Take your learning to the next level with this portable and effective study aid.

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Tip Sheet

Tip Sheet

A condensed study aid that lists the important key terms and exam topics. Its foldable and sturdy design offers convenient and quick course content review.

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Spanish Study Materials

Spanish Study Materials

Prefer learning in Spanish? Our printed Spanish-language study materials cover key exam topics to help you build a strong foundation for exam day. We offer Study Guides, Flashcards, and Tip Sheets in various LOAs.

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Virtual Training Schedule - Live Webinars

Reduce the stress of self-study with the Live Online Package and live pure review sessions. Available with package purchase, these webinars focus on exam preparation, equipping you to confidently tackle your exams.
Explore our full virtual training schedule below.

Attention Webinar Users

Attention Illinois Users:
Standard trainings will not satisfy the Illinois 7.5-hour classroom or web class prelicensing requirement. However, specific Illinois classes are available that do meet this requirement. Please use the calendar filter to view Illinois-specific classes and ensure you meet the Illinois Requirements for virtual training.

Attention California, Minnesota, and Oregon Users: Prelicensing time-tracking is not active through Live Online Training and recordings. Time spent in Live Online Trainings and recordings will not count towards your overall time in course. You must complete the minimum time requirement by launching and studying within the online course.

General Information: Standard trainings will not cover state-specific materials.
Prepare for your training by reviewing all related materials.
Please ensure you meet all state-specific requirements by reviewing the appropriate guidelines for your state. Use the calendar filters to locate the specific webinars you are interested in.

Does not account for Illinois Training

Session dates are subject to change. Access Live Pure Review Webinars with the purchase of a Live Online Package.

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Learn Better in Spanish?

Do you learn better in Spanish but need to take the exam in English? We've got you covered with Spanish-language study materials, including Study Guides, Tip Sheets, and Flashcards, available for add-on purchase.

Spanish Courses
Explore Spanish Products

About the Life and Health with 12-Hour Code & Ethics Exam

What topics are covered on the exam?

Life and Health Insurance Basics

  • Types of losses and benefits
  • Uses of life insurance
  • Underwriting and policy issue and delivery
  • Producer’s responsibilities

Life Insurance Policies

  • Term policies
  • Traditional Whole Life policies
  • Universal Life and Variable Life policies
  • Other specialized policies
  • Types of annuities
  • Uses of annuities

Types of Health and Disability Policies

  • Medical expense insurance
  • Disability income policies
  • Group health insurance
  • Long-term care

Policy Provisions, Options, and Riders

  • Standard provisions
  • Types of beneficiaries
  • Disability riders
  • Nonforfeiture options, dividend options, and settlement options

Medicare and Medicare Supplements

  • Medicare Parts A – D
  • Medicare Supplement plans
  • Federal Regulation

Tax Considerations for Life and Health Insurance

  • Personal life insurance
  • Annuities
  • Taxation of personally owned health insurance
  • Employer-sponsored health plans
  • Other related concepts

Applicable State Regulations

  • Producer licensing
  • Enforcing insurance laws
  • Unfair trade practices
  • Regulations specific to Life and Health insurance

Quick Facts

Study TimeStudy Time
Recommended Hours

~40 hours

  • The recommended study time for the combined Life and Health exam is at least 40 hours.
  • Some states require prelicensing education and will specify how long you need to spend studying.
Number of QuestionsNumber of Questions
Exam Format

140-160 

The number of questions & time limits vary by state. 

  • Multiple choice format
  • + 5-10 additional experimental unscored questions
Passing ScorePassing Score
Minimum Required

70%

  • Most states' passing score is 70%
  • Some require up to 75%
State VariationsState Variations
Regional Differences
Life and Health insurance policy types and provisions are generally standardized across states. You will also need to be familiar with your state's specific insurance laws and regulations, which will be covered in your course.
Learn More About The Exam View State Requirements

We Guarantee You’ll Pass

ExamFX is so confident in our training program that we guarantee users who successfully complete the final exam in our insurance prelicensing courses (the Readiness Exam) will pass their licensing exam on their first attempt! If you do not pass your licensing exam within three days after scoring 80% or higher on the Readiness Exam, we will refund the cost of your insurance prelicensing course. It is that simple. Some restrictions may apply.

Get the Details

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Life with 12-Hour Code & Ethics

Life with 12-Hour Code & Ethics

Available only in California. Prepare for your California Life Insurance exam plus required 12-Hour Code and Ethics Training with access to a comprehensive online training program. With ExamFX, learners are prepared to pass on the first attempt. Browse a variety of study packages available to fit every learning preference and budget.

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