California Insurance Prelicensing Requirements
📅 Updated March 14, 2025🟠 ExamFX Provider #161124
Requirements Overview
California requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government issued ID. Discrepancies will delay the licensing process. In combination with the required hours per line of authority, you must take and complete 12 hours of Code and Ethics. You must only complete this requirement once.
Required Study Hours
| Line of Authority | Required Hours |
|---|---|
| Life | 20 hours |
| Accident and Health or Sickness | 20 hours |
| Life and Accident and Health or Sickness | 40 hours |
| Property and Casualty | 40 hours |
| Personal Lines (includes Code and Ethics) | 32 hours |
| Limited Lines Automobile Agent | 20 hours |
| Code and Ethics | 12 hours |
| Life (includes Code and Ethics) | 32 hours |
| Accident and Health or Sickness (includes Code and Ethics) | 32 hours |
| Life, Accident and Health or Sickness (includes Code and Ethics) | 52 hours |
| Property and Casualty (includes Code and Ethics) | 52 hours |
A state reporting fee of $6.00 per course will be charged when you place your order.
How to Complete Your ExamFX Prelicensing Education Course?
To earn your certificate of completion:
- Spend the total amount of the required hours in the course study materials. Time spent within the course will be tracked.
- Read every chapter and take the end-of-chapter quiz.
How do I get my license?
Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion, which you may download and print from your online ExamFX account.
Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online or call (833) 518-7456. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.
Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more information about your testing appointment, please read and review the candidate bulletin offered at PSI Exams.
California requires fingerprint impressions from all unlicensed applicants. Complete this requirement with CDI's vendor, Capital Live Scan (CLS). Please go to the California Insurance Department website for more information on fingerprint requirements.
Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you one valid form of government-issued identification (driver’s license, passport, military ID, etc.) that must contain your name and photograph if you cannot provide the required identification, call (833) 518-7456 at least 21 days prior to your scheduled appointment. You will not be able to take your exam if these requirements are not met.
Once you have passed your examination, you will receive an examination letter. Keep this, as it is important in the licensing process.
Step 4: Apply for your license online at Sircon or NIPR, create an account, and then submit your application. You may use the Check License Application Status Service (CLASS) to check the status of your license application.
Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of CE each licensing period. ExamFX offers CE courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.
Exam Information
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Your exam experience is dependent on the line of authority you are testing for. Review the exam summaries below. More information and the exam content outlines can be found on the testing provider's website. The breakdown of testing topics can be found here.
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California Life Agent Examination 75 Total Questions Train for your test with our California Life exam prep course. |
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California Accident and Health Agent Examination 75 Total Questions Train for your test with our California Health exam prep course. |
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California Property Broker-Agent Insurance Examination 75 Total Questions |
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California Casualty Broker-Agent Insurance Examination 75 Total Questions Train for your test with our California Property and Casualty exam prep course. |
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California Limited Lines Auto Examination 60 Total Questions Train for your test with our California Limited Lines Automobile exam prep course.
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California Personal Lines Broker-Agent Insurance Examination 90 Total Questions Train for your test with our California Personal Lines exam prep course.
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Contact Information
More Questions?
ExamFX recommends that you contact your Department of Insurance or testing center directly.
| For licensing questions: California Department of Insurance Phone: (800) 967-9331 Email: Click here to submit a request form to the CA DOI Website: https://www.insurance.ca.gov |
For questions about the examination: PSI Services LLC (PSI) PSI Email: psi.insurance@psionline.com Phone: (833) 518-7456 |
Ready to start Your California Insurance Prelicensing Requirements Insurance Career?
Register for your California Insurance Prelicensing Requirements insurance prelicensing exam prep course today.
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