Rhode Island Insurance Continuing Education Courses and Requirements
📅 Updated November 20, 2024🟠 ExamFX Provider #2328
Courses Available
The following courses are currently available for Rhode Island:
| Course Name | Credit Hours | Line of Authority |
| Anti Money-Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| Indexed Product Training | 4.00 | Life |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Annuity Suitability and Best Interest Standard Training | 4.00 | Annuity Best Interest 4 hour |
| Long-Term Care Certification Training | 8.00 | LTC |
| Long-Term Care Certificate Refresher | 4.00 | LTC |
| NFIP Flood Insurance | 3.00 | Property/Casualty |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
Required Hours
Producers in Rhode Island must take 24 hours of continuing education, 3 of those hours being in Ethics, every 2-year license term. The date for license renewals will fall on the last day of the producer’s birth month, every 2 years. A maximum of 12 excess credits can be carried forward into the next license term; excess Ethics credits will be carried forward as general credit. Courses may not be repeated within a 2-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Producers must complete a minimum of 5 hours in each line of authority they are licensed in.
Special Training
• LONG-TERM CARE TRAINING – Before a producer can sell or solicit Lon-erm Care Insurance they must complete an initial, state approved, 8-hour Long-Term Care Training course. Producers must then complete a state approved 4-hour ongoing training requirement every 2 years thereafter.
• ANNUITY SUITABILITY TRAINING – Rhode Island licensed producers must complete a 4-hour Annuity Best Interest course approved for 4 hours before selling or soliciting any annuity products. The ExamFX Annuity Suitability Best Interest Standard Training course satisfies this requirement.
• FLOOD INSURANCE TRAINING – Rhode Island licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.
• ANNUITY SUITABILITY TRAINING – Rhode Island licensed producers must complete a 4-hour Annuity Best Interest course approved for 4 hours before selling or soliciting any annuity products. The ExamFX Annuity Suitability Best Interest Standard Training course satisfies this requirement.
• FLOOD INSURANCE TRAINING – Rhode Island licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.
Course Presentation
• PROGRESSIVE – Must progress through the curriculum topic by topic and m must access all reading content and attempt all Study by Topic quizzes.
• CERTIFICATE EXAM – Required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.
• ATTESTATION – The attestation must be completed following the certificate exam.
• CERTIFICATE EXAM – Required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.
• ATTESTATION – The attestation must be completed following the certificate exam.
Certificates of Completion
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour in order to report completions. This fee will be charged prior to accessing the certification exam.
Non-Resident Producers
Producers who have satisfied the continuing education requirements of their home state will be considered in compliance. Nonresidents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.
CE Exemptions
The following are exempt from Rhode Island CE requirements:
• Residents holding licenses for which a licensing exam is not required
• Adjusters and appraisers
• Non-resident licensees who have met the CE requirements of their home state
• Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse
• Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal
• Residents holding licenses for which a licensing exam is not required
• Adjusters and appraisers
• Non-resident licensees who have met the CE requirements of their home state
• Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse
• Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal
License Renewal
Producers can renew their license here: NIPR
State Contact Information
Rhode Island Department of Business Regulation
Phone: 401-462-9520
Website: http://www.dbr.ri.gov/
Mailing Address:
State of Rhode Island and Providence Plantations Department of Business Regulation
Licensing Division
1511 Pontiac Ave., Bldg. 69-2
Cranston, RI 02920
Phone: 401-462-9520
Website: http://www.dbr.ri.gov/
Mailing Address:
State of Rhode Island and Providence Plantations Department of Business Regulation
Licensing Division
1511 Pontiac Ave., Bldg. 69-2
Cranston, RI 02920
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🛈 The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to ensure the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.
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