Texas Insurance Continuing Education Courses and Requirements
📅 Updated September 19, 2025🟠 ExamFX Provider #33012
Courses Available
The following courses are currently available for Texas:
| Course Name | Credit Hours | Course Type | Line of Authority |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Self-Study | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Self-Study | Ethics |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Self-Study | Ethics |
| Annuity Suitability and Best Interest Standard Training | 4.00 | Self-Study | Annuity Best Interest 4 hour |
| Businessowners Policy (BOP) | 4.00 | Self-Study | General |
| Commercial Lines: Property/Auto/Liability | 4.00 | Self-Study | General |
| Distribution Planning | 4.00 | Self-Study | General |
| Group Benefits & Worksite Insurance | 4.00 | Self-Study | General |
| Health Insurance Policies: Protecting Clients from Loss | 5.00 | Self-Study | General |
| Indexed Product Training | 4.00 | Self-Study | General |
| Life Insurance Policy Types & Suitability | 6.00 | Self-Study | General |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Self-Study | General |
| NFIP Flood Insurance | 3.00 | Self-Study | General |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Self-Study | General |
| TX Principles of Property and Casualty Insurance | 12.00 | Classroom Equivalent | General |
| Retirement Planning | 4.00 | Self-Study | General |
| Variable Life & Annuities: Investment Potential & Risk | 5.00 | Self-Study | General |
| TX Principles of L&H Insurance | 12.00 | Classroom Equivalent | General |
Required Hours
Agents, Managing General Agents, Adjusters and Public Adjusters, Life/Health Counselors in Texas must take 24 hours of continuing education every 2 years, three (3) of those hours must be in Ethics/Consumer Protection. The license renewal date is every 2 years on the last day of your birth month. No carryover hours are allowed and a course may not be taken more than once in any 2-year license renewal period.
Producers MUST complete at least 50% (12 hours) of their required CE in certified classroom/webinar or classroom equivalent courses. Up to 12 hours of CE may be completed with self-study courses. All self-study credits completed in excess of this amount will not be applied to your CE transcript.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Texas producers can take CE courses in any line of authority. Three (3) of the 24 hours must be in Ethics/Consumer Protection.
Special Training
• ANNUITY BEST INTEREST TRAINING – Texas licensed producers must complete a state approved one-time 4-hour Annuity Suitability Best Interest Standard course before selling, soliciting or negotiating any annuity products. After completing the initial 4-hour Annuity Training Requirement, producers who continue to sell Annuity products must complete 8 hours of Annuity CE every license period thereafter.
• MEDICARE TRAINING – Any Texas producer who sells Medicare-related products must complete 8 hours of initial Medicare Advantage and or Medicare Part D training prior to soliciting, selling or negotiating any Medicare-related products. After the initial requirement, agents must complete 4 hours of Medicare-related product training every renewal period thereafter.
• FLOOD INSURANCE TRAINING – Texas licensed property and casualty producers are required to take a 3-hour one-time state approved course approved on the National Flood Insurance Program (NFIP) prior to selling flood insurance policies.
Course Presentation
Classroom Equivalent
(TX Principles of Life and Health and TX Principles of Property and Casualty Only)
• PROGRESSIVE – Licensees must progress through the curriculum by topic.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.
• ATTESTATION – The attestation must be completed that the course was taken in its entirety.
Self-Study
• PROGRESSIVE – Licensees must progress through the curriculum by topic.
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.
• ATTESTATION – The attestation must be completed following the certificate exam.
Certificates of Completion
Non-Resident Producers
If you have satisfied the continuing education requirements of your home state, Texas will consider that as satisfaction of the CE requirements.
CE Exemptions
• Individuals who have been licensed continuously for 20 or more years with no gaps in licensure longer than 90 days may apply for an exemption.
• Non-resident producers who have met the CE requirements of their home state.
• Producers may apply to the Texas DOI for a CE exemption or extension due to illness, medical disability, or circumstances beyond their control. Unless the extension or exemption has been granted, producers are responsible for meeting CE requirements by their license expiration date.
License Renewal
State Contact Information
Texas Department of Insurance
Phone: (512) 676-6500
Website: https://www.tdi.texas.gov/
Mailing Address:
P.O. Box 12030
Austin, TX 78711-2030
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