Maryland Insurance Continuing Education Courses and Requirements

Updated May 8, 2024

ExamFX Provider #208460



The following courses are currently available for Maryland:

Course NameCredit HoursLine of Authority
Annuity Suitability and Best Interest Standard Training4.0Annuity Best Interest 4hr
Anti-Money Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Long Term Care Certification Training8.00LTC
Long Term Care Certificate Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



Producers in Maryland must take 24 hours of continuing education, 3 of those hours being in Ethics, every 2-year license term. Producers licensed continually for 25 years or more may complete only 8 hours every license term (3 of those must be in Ethics).

License terms end every 2 years on the last day of the producer’s birth month. No excess credits will be carried forward into the next license term. Courses may not be repeated within a 2-year license term. If the same course is repeated in two consecutive license terms, there must be 6 months between the two course completion dates in order to receive credit.



Students must take approved courses in the line of authority in which they are licensed in. For multiline Life/Health and Property/Casualty, producers must complete 6 hours in each line. The remaining hours may be satisfied by either line. Courses that are approved for Flood credit will not satisfy the minimum 6 hours required for the Property/Casualty line of authority. Ethics credits in excess of the 3-hour requirement will not be applied to the overall continuing education requirement.



• LONG TERM CARE TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must complete a state approved course in 8 hours of initial Long Term Care training. Producers must then complete a 4-hour ongoing training requirement every 2- year license term following the initial completion of the 8-hour training.

• ANNUITY TRAINING – Maryland licensed producers must complete a state approved 4-hour Annuity Suitability Best Interest course before selling or soliciting any annuity products.

• FLOOD INSURANCE TRAINING – Maryland licensed producers who sell flood insurance are required to take a 2-hour one-time course approved for the National Flood Insurance Program (NFIP).



• PROGRESSIVE – Licensees must progress through the curriculum by topic.

• CERTIFICATIE EXAM – Licensees are required to pass the certificate exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• ATTESTATION – The attestation must be completed following the certificate exam.



Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported within two (2) business days of the certificate having been issued. There is a state charge of $1.15 per credit hour in order to report completions. This fee will be charged prior to accessing the certificate exam.



If you have satisfied the CE requirements of your home state, Maryland will consider that as satisfaction of the CE requirements. Non-residents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.



The following individuals are exempt from Maryland CE requirements:

• A continuous and actively license producer who is age 70 and above (as of 4/30/2013). The cutoff birthdate is 4/30/1943.

• Individuals holding a Limited license (Credit, Self-Storage, Travel, Portable Electronics).

• Maryland attorneys who hold a producer license to sell Title insurance and are in good standing with the Maryland Court of Appeals.

• Non-resident producers who have met the CE requirements of their home state.



Producers can renew their license at SIRCON and follow the online renewal process.



Maryland Insurance Administration


Phone: 410-468-2411


Email: [email protected]

Mailing Address:
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.