Massachusetts Insurance Continuing Education Courses and Requirements
📅 Updated September 23, 2025🟠 ExamFX Provider #15352
Courses Available
The following courses are currently available for Massachusetts:
| Course Name | Credit Hours | Line of Authority |
| Annuity Suitability and Best Interest Standard Training | 4.00 | Best Interest 4 hr |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethical Producer's Guide to Cyber Security & Privacy | 3.00 | Ethics |
| Ethical Producer's Guide to Elder Financial Protection | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| NFIP Flood Insurance | 3.00 | General |
| Front Line Fraud Prevention | 3.00 | Ethics |
| Indexed Product Training | 4.00 | Life |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Principles of Property and Casualty | 13.00 | Property/Casualty |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Long-Term Care Certification Training | 8.00 | LTC |
| Long-Term Care Certificate Refresher | 4.00 | LTC |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Workers Compensation and Employers Liability Insurance | 3.00 | Property/Casualty |
Required Hours
• Producers in Massachusetts must take 60 hours of continuing education, including 3 hours of Ethics, in the first 3-year license term after licensure. After the initial license term, producers are only required to complete 45 hours, including 3 hours Ethics, of CE every 3-year license term.
The CE renewal date is the licensee's birthdate, every 3 years. A maximum of 45 hours of excess CE hours (will be added as General hours) may be carried forward into the next license term. Courses may not be taken more than once in a 3-year reporting period.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Licensees may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.
Special Training
• ANNUITY SUITABILITY TRAINING – Massachusetts licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling or soliciting any annuity products.
• FLOOD INSURANCE TRAINING – Massachusetts licensed producers who sell flood insurance are required to take a one-time 3-hour course approved on the National Flood Insurance Program (NFIP).
Course Presentation
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.
• LICENSEE AND PROCTOR ATTESTATION – The licensee and proctor attestation must be completed following the certificate exam.
Certificates of Completion
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued. There is a state charge of $1.50 per credit hour in order to report completions. This fee will be charged prior to accessing the certificate exam.
Non-Resident Producers
If you have satisfied the CE requirements of your home state, Massachusetts will consider that as satisfaction of the CE requirements as long as your home state recognizes the satisfaction of its CE requirements imposed upon producers from Massachusetts on the same basis.
CE Exemptions
• The licensee is a non-resident licensee in a state with reciprocity with Massachusetts.
• The licensee is on active military duty.
• The licensee has been continuously licensed since April 4, 1983, and has not become licensed for a new line of authority since the original license issuance.
• Only Public Insurance Adjusters that are residents of MA are required to comply with MA CE Credit Hour requirements.
License Renewal
Producers can renew their license using SIRCON and follow the online renewal process.
State Contact Information
Massachusetts Division of Insurance
Phone: (617) 521-7794
Fax: (617) 521-7576
Website: www.mass.gov/doi
Email: producerupdate.mailbox@state.ma.us
Mailing Address:
Massachusetts Division of Insurance
1000 Washington Street, Suite 810 Boston, MA 02118-6200
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