Missouri Insurance Continuing Education Courses and Requirements

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Updated May 8, 2024

ExamFX Provider #47470



The following courses are currently available for Missouri:

Course NameCredit HoursLine of Authority
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance3.00Ethics
Front Line Fraud Prevention3.00Ethics
Indexed Product Training4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Long Term Care Certificate Refresher4.00LTC
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities5.00Life/Health
Annuity Suitability Certification Training4.00Best Interest 4 hr
Long Term Care Certification Training8.00LTC
NFIP Flood Insurance3.00Property/Casualty
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



Producers in Missouri are required to take 16 hours, 3 of those being in ethics, every 2 years. The license term is 2 years from the license issuance date. A course may not be repeated more than once in a 2-year license term. All hours that are earned in excess may be carried into the next 2-year license term.



Students must take courses pertaining to their license type. Multiple lines of authority are not required to be divided evenly between the lines of authority.



• LONG TERM CARE PARTNERSHIP TRAINING - Before a Producer can sell or solicit Long Term Care Insurance they must be licensed as a Life and Health producer and complete a course approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation for 8 hours of initial Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement (pre-approved by the Missouri DIFP) each 2-year license term following the completion of the initial 8-hour training.

• FLOOD INSURANCE TRAINING - Missouri licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY SUITABILITY - Missouri licensed producers must complete a one-time 4-hour Annuity Suitability Best Interest course before selling or soliciting any annuity products.



• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT ATTESTATION – The electronic student attestation must be completed following the certificate exam.



Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour in order to report completions. This fee will be charged prior to accessing the certificate exam.



Producers that hold a non-resident license must submit an original and current certification letter showing compliance with their home state’s CE requirements. If the producer resides in a state that participates in the Producer Data Base, a certification letter is not required.

Producers that reside in states that do not require CE must complete Missouri approved CE courses and list them on the Missouri CE Summary Report Form.

If the non-resident producer has not taken the NAIC 8-hour LTC training in another state, they must comply with the Missouri LTC training requirements. (See Special Training requirements above).



The following are exempt from Missouri CE requirements:

• The producer has suffered a serious physical injury or illness.

• The producer who resides outside of the United States.

• The producer sells only crop insurance or pre-arranged funeral plan insurance.

• The producer is at least 70 years old.

• The producer's license is restricted to Credit.



To renew your license, please visit NIPR or SIRCON.



Missouri Department of Insurance, Financial Institutions, and Professional Regulation

Phone: 573-751-4126

Fax: 573-526-3416

Email: [email protected]

Mailing Address:

Missouri Department of Insurance, Financial Institutions, and Professional Regulation Licensing Section
PO Box 690
Jefferson City, MO 65102-0690

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

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