North Carolina Insurance Continuing Education Courses and Requirements


The following courses are currently available for North Carolina:

Course NameCredit HoursLine of Authority
Anti-Money Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Annuity Suitability and Best Interest Standard Training4.00General
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00General
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Long Term Care Certification Training8.00LTC
Long Term Care Certification Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



Each licensee in North Carolina must take 24 hours of continuing education, 3 of which must be in ethics, by his or her biennial CE compliance date (based on licensee’s month and either an odd or even year of birth). The North Carolina Department of Insurance allows excess credit hours to be carried over to the next biennial term. Courses credits approved as Flood or Ethics will carry over as general credit only. A course may NOT be taken for credit more than once within the 2-year license term.



Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type.



• LONG TERM CARE PARTNERSHIP TRAINING – Producers must meet an initial 8-hour requirement before selling LTC in the state of North Carolina. After completing the initial 8-hour training, producers must then take a 4-hour LTC training course every 2-year compliance period following the initial training. *Resident licensees who satisfy the training requirements of another state that are similar to North Carolina’s law will be considered compliant with these requirements only if the insurance company chooses to recognize and accept the training completed in another state. Applicants must be licensed in Medicare Supplement/Long Term Care before completing this training and selling LTCP policies.

• FLOOD INSURANCE TRAINING – Producers holding a Property, Personal Lines or Adjuster license are required to take a 3-hour course approved for the National Flood Insurance Program (NFIP) within 2 years of January 1, 2008, and every 4 years thereafter. Credit earned from an approved Flood insurance training course may also apply to the agent's overall continuing education requirements.



• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed.

• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.



Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported to state entities within two (2) business days of the certificate having been issued. There is a state charge of $2.05 per credit hour to report completions. These fees will be charged prior to accessing the certification exam.



If you have satisfied the continuing education requirements of your home state, North Carolina will consider that as satisfaction of the continuing education requirements.




The following are exempt from North Carolina CE:

• Nonresident producer and adjuster licensees in good standing with their home states

• Licensees exempt for one authority are exempt from completing all CE requirements except for ethics and/or flood requirements

• Agents who are unable to comply due to military service or long-term medical disability. (Granted on a case-by-case basis)



Producers should view the North Carolina Department of Insurance website for license renewal information:


North Carolina Department of Insurance Phone: (919) 807-6800
Fax: (919) 715-3794
Web site:

Mailing Address:
North Carolina Department of Insurance Agent Services
1201 Mail Service Center Raleigh, NC 27699-1201

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.