Rhode Island Insurance Continuing Education Courses and Requirements


The following courses are currently available for Rhode Island:

Course NameCredit HoursLine of Authority
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
Indexed Product Training4.00Life
Principles of Life and Health Insurance12.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability and Best Interest Standard Training4.00Annuity Best Interest 4 hour
Long Term Care Certification Training8.00LTC
LTC Certification Refresher4.00LTC
NFIP Flood Insurance3.00Property/Casualty
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



Producers in Rhode Island must take 24 hours of continuing education, 3 of those hours being in ethics, every 2-year license term. The date for license renewals will fall on the last day of the producer’s birth month, every 2 years. A maximum of 12 excess credits will be carried forward into the next license term; excess ethics credits will be carried forward as general credit. Courses may not be repeated within a 2-year license term.


Producers must complete a minimum of 5 hours in each line of authority they are licensed in.



• LONG TERM CARE TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must complete an initial, state approved, 8-hour Long Term Care Training course. Producers must then complete a 4-hour ongoing training requirement every 24 months thereafter, following the initial date of completion.

• ANNUITY TRAINING – Rhode Island licensed producers who sell annuity products must complete a one-time four (4)-credit Annuity Suitability Best Interest Standard course. The ExamFX Annuity Suitability Best Interest Standard Training course satisfies this requirement.

• FLOOD INSURANCE TRAINING – Rhode Island licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).



• PROGRESSIVE – Must progress through the curriculum topic by topic. Students must access all reading content and attempt all Study by Topic quizzes.

• CERTIFICATION EXAM – Required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.

• ATTESTATION – The attestation must be completed following the certificate exam.



Your certificate of completion will be emailed to you within two (2) business days. Completions are reported typically within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour to report completions. This fee will be charged prior to accessing the certification exam.



If you have satisfied the continuing education requirements of your home state, Rhode Island will consider that as satisfaction of the continuing education requirements. Nonresidents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.



The following individuals are exempt from Rhode Island CE requirements:

• Residents holding licenses for which a licensing exam is not required
• Limited line credit insurance licensees
• Adjusters and appraisers
• Nonresident licensees who meet the CE requirements established by the insurance department in their home state.
• Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse.
• Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal.



Producers must renew their license here NIPR.



Rhode Island Department of Business Regulation
Phone: 401-462-9520
Fax: 401-462-9602
Website: www.dbr.state.ri.us

Mailing Address:
State of Rhode Island and Providence Plantations Department of Business Regulation
Licensing Division
1511 Pontiac Ave., Bldg. 69-2
Cranston, RI 02920

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.