SOUTH DAKOTA CE COURSES
The following courses are currently available for South Dakota:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering | 2.00 | Ethics |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| Indexed Product Training | 4.00 | LH |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 10.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Annuity Suitability and Best Interest Standard Training | 4.00 | L/H Annuity Best Interest 4 hr |
| NFIP Flood Insurance | 3.00 | PC |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
REQUIRED HOURS
• Producers in South Dakota who are licensed either as a Life and Health
OR Property and Casualty Producer must complete 10 hours of CE every 2-year
license term.
• If a Producer is licensed as a combination Life and Health AND Property and
Casualty Producer, 20 hours of CE are required every 2-year license term.
• Combination Crop/Life and Health AND Crop/Property and Casualty Producers are
also required to take 20 hours of CE every 2-year license term.
• Producers that are license as Crop/Life and Health OR Crop/Property and
Casualty will only need 10 hours of CE every 2-year license term.
• Crop Producers must take 4 hours of CE every 2-year license term.
• Farm Mutual Producers; Personal Lines Producers must take 10 hours of CE
every 2-year license term.
Producers are required to renew before the last day of the licensee’s birth
month, every 2 years. No carry over credits are allowed and a student cannot
take a course more than once in a 2-year license term.
CATEGORY RESTRICTIONS
• General credits can only be applied to Life and Health or Property and
Casualty.
• Life and Health AND Property and Casualty: 10 credits in L&H and 10
credits in P&C. A minimum of 8 credits in each license.
• Crop/Hail AND L&H OR Crop/Hail AND P&C: 2 in crop and hail, 8 in
L&H OR P&C for a total of 10 credit hours.
• Crop/Hail/L&H AND P&C. These can be taken in the following ways:
1. 2 credits in crop and hail, 10 credits in L&H and 8 credits in P&C.
2. OR 2 credits in crop and hail, 12 credits in L&H and 6 credits in
P&C.
3. OR 2 credits in crop and hail, 8 credits in L&H and 10 credits in
P&C.
SPECIAL TRAINING
• ANNUITY TRAINING – South Dakota producers must take a course approved
for at least 4 hours before selling or soliciting any annuity products.
• LONG TERM CARE PARTNERSHIP TRAINING - Before a Producer can sell or solicit
Long Term Care Insurance, they must complete an initial 8 hours of a state
approved Long Term Care Training. Producers must then complete a state approved
4-hour ongoing training requirement by July 1st every even year.
• STATE-SPECIFIC LONG TERM CARE TRAINING: Producers who have taken the initial
8 hour LTC training in another state must complete South Dakota’s Medicaid
Training before selling LTC products.
• FLOOD INSURANCE TRAINING – South Dakota licensed producers who sell National
Flood Insurance Policies are required to take a one-time 3-hour course on Flood
Insurance.
COURSE PRESENTATION
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.
• ATTESTATION – Because the proctor requirement has been eliminated, the student should complete the proctor form at the end of the Certification exam using "No Proctor" as the proctor first/last name and entering their own address and email. The system requires all information to be completed in order to proceed.
CERTIFICATES OF COMPLETION AND REPORTING
NONRESIDENT PRODUCERS
Nonresidents are exempt from all CE requirements in South Dakota. A nonresident
who has completed the initial long-term care training in another state with a
substantially similar requirement will still need to complete the state
required Long-term Care Medicaid training.
CE EXEMPTIONS
The following are exempt from South Dakota CE requirements:
• Producers holding limited licenses to sell only credit life and credit health
insurance
• Producers outside the United States or its territories
• Producers who are resident attorneys licensed to practice law in South Dakota
• A producer who is a transportation ticket producer of common carriers holding
a limited license to sell only travel accident and baggage insurance
• A producer who is an employee of a trade association holding a limited
license to sell only surety bonds to its association members
• Producers who are licensed to sell only bail bonds
• Producers who are over 65 and have been licensed in South Dakota for at least
10 years as of July 1, 2006.
Producers must notify, in writing, the South Dakota Division of Insurance if
they are exempt from continuing education.
LICENSE RENEWAL
Licensees will renew their license through Sircon and pay all renewal
fees by the due dates or the license will lapse. You can renew you license here
http://www.sircon.com/southdakota
STATE CONTACT INFORMATION
South Dakota Division of Insurance Phone: (605) 773-3946
Email: [email protected]
Mailing Address:
South Dakota Division of Insurance 445 E. Capitol Ave.
Pierre, SD 57501-3185
The information displayed above is for informational purposes only. ExamFX is
not responsible for the accuracy of the information on this page. All steps
have been taken to make sure that the information relayed on this page is
accurate; however, information is subject to change without notice. It is the
responsibility of the producer to be compliant per their states requirements.