South Dakota Insurance Continuing Education Courses and Requirements

Updated April 29, 2024

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The following courses are currently available for South Dakota:

Course NameCredit HoursLine of Authority
Anti-Money Laundering2.00General/Ethics
Ethical Practices: Avoiding E&O Claims3.00General/Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00General/Ethics
Front Line Fraud Prevention3.00General/Ethics
Indexed Product Training4.00Life/Health
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance10.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability and Best Interest Standard Training4.00L/H Annuity Best Interest 4 hr
NFIP Flood Insurance3.00Property/Casualty
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance10.00Property/Casualty



• Producers in South Dakota who are licensed either as a Life/Health or Property/Casualty Producer must complete 10 hours of CE every 2-year license term.

• If a producer is licensed as a combination Life/Health AND Property/Casualty producer, 20 hours of CE are required every 2-year license term.

• Producers are required to renew before the last day of the licensee’s birth month, every 2 years. No carry over credits are allowed and a licensee cannot take a course more than once in a 2-year license term.



• General credits can only be applied to Life and Health or Property and Casualty.

• Life and Health AND Property and Casualty: 10 credits in L&H and 10 credits in P&C. A minimum of 8 credits in each license.


• ANNUITY TRAINING - South Dakota licensed producers must complete a one-time 4-hour Annuity Best Interest Standard Training course before selling, soliciting or negotiating any annuity products.
• LONG TERM CARE TRAINING - Before a Producer can sell or solicit Long Term Care Insurance, they must complete an initial 8 hours of a state approved Long Term Care Training. Producers must then complete a state approved 4-hour ongoing training requirement by July 1st every even year.

• STATE-SPECIFIC LTC TRAINING - Producers who have taken the initial 8-hour LTC training in another state must complete South Dakota’s specific 1-hour LTC training course before selling LTC products.

• FLOOD INSURANCE TRAINING - South Dakota licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.



• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better. Exams must be monitored by a disinterested third party who has no family or financial relationship with the person taking the exam and certifies that the licensee completed the exam without outside assistance.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

 STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.



Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued. There is a state charge of $1.25 per credit hour in order to report completions. This fee will be charged prior to accessing the certificate exam.



Nonresidents are exempt from all CE requirements in South Dakota. A nonresident who has completed the initial LTC training in another state with a substantially similar requirement will still need to complete the state required LTC Care Medicaid training.



The following are exempt from South Dakota CE requirements:

• Producers holding limited licenses to sell only credit life and credit health insurance
• Producers outside the United States or its territories
• Producers who are resident attorneys licensed to practice law in South Dakota
• A producer who is a transportation ticket producer of common carriers holding a limited license to sell only travel accident and baggage insurance
• A producer who is an employee of a trade association holding a limited license to sell only surety bonds to its association members
• Producers who are licensed to sell only bail bonds
• Producers who are over 65 and have been licensed in South Dakota for at least 10 years as of July 1, 2006.
Producers must notify the South Dakota Division of Insurance in writing if they are exempt from continuing education.



Licensees will renew their license through Sircon and pay all renewal fees by the due dates or the license will lapse. You can renew your license here.



South Dakota Division of Insurance

Phone: (605) 773-3946
Mailing Address:
South Dakota Division of Insurance

445 E. Capitol Ave., Pierre, SD 57501-3185

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.