Virginia Insurance Continuing Education Courses and Requirements

Register for your insurance prelicensing exam prep here:

Register Now


The following courses are currently available for Virginia:

Course NameCredit HoursLine of Authority
Annuity Suitability and Best Interest Standard Training4.00Annuity Best Interest 4 hr
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically and Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
NFIP Flood Insurance3.00Flood
Indexed Product Training4.00LH
Distribution Planning1.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning1.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



• Virginia licensed Producers holding one license are required to take 16 hours of CE, including 3 hours of ethics, each biennium and is based upon licensees’ date of birth (month and year.)

• Virginia licensed Producers licensed in two or more lines of authority are required to take 24 hours of CE, including 3 hours of ethics, each biennium. At least 8 credits must be specific to each license type.

Virginia allows excess ethics credits to be applied to cover other CE requirements in the current biennium. Any remaining credits will be carried forward into the next biennium and applied to either the ethics or other CE requirements. Producers may take no more than 75% of the credits required for compliance from courses sponsored by insurance agencies or companies.



Producers must take CE courses for the license type that they hold. If more than one license is held, the producer must take at least 8 hours of CE credit per license held. CE credits awarded for Other General Insurance (OGI) topics will be used to meet any license-specific requirement but will not meet the Ethics requirement.




• LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit Long Term Care Insurance, they must complete an 8-hour course in Long Term Care Partnership Training, 2 hours of which must be Virginia-specific. Producers must then complete a 4-hour ongoing training requirement every biennium following the initial completion date of the 8-hour training.

• ANNUITY SUITABILITY TRAINING – Producers must complete a one-time 4-hour annuity suitability course.

• FLOOD INSURANCE TRAINING – Virginia licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.



• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students may print their certificate directly from the course after completing the curriculum requirements.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.



Your certificate of completion will be emailed to you within two (2) business days. Completions are reported to state entities within two (2) business days of the certificate having been issued. There is a $2.60 fee per credit hour to report your completion. This fee will be charged prior to accessing the certification exam.



Nonresidents who have completed their CE requirement in their home state will be deemed compliant for Virginia’s continuing education requirement. Nonresident agents must pay the $20 Continuance fee each biennium.



The following license types are exempt from Virginia CE requirements:

• If your license is issued in the even numbered year of the biennium, you are exempt from CE for that license type for the current biennium only. However, if you take any CE credits in the current biennium, you must pay the $20 Continuance fee to have the credits carry forward into the next biennium.

• Limited Lines Life and Health

• Limited Lines Property and Casualty

• Limited Lines Credit

• Temporary Life and Health

• Temporary Life and Health (Debit Only)

• Temporary Property and Casualty

• Motor Vehicle Rental Contract

• Managing General Agent

• Reinsurance Intermediary Broker

• Reinsurance Intermediary Manager

• Viatical Settlement Broker

• Variable Life and Annuities

• Surplus Lines Broker

• Title Settlement Agent
• Consultant’s license, IF you hold an agent license and have satisfied the agent CE requirements

• Producers who have reached age 65 or will have reached age 65 by the end of the biennium, and have held a license for 20 continuous and uninterrupted years immediately preceding the end of the biennium, OR have held a Virginia resident license for 4 continuous and uninterrupted years and been continuously licensed with an equivalent license in another state for an additional 16 years, for a total of 20 years of continuous and uninterrupted licensure, OR have held a Virginia resident license for 4 continuous and uninterrupted years and held the equivalent license authority in Virginia for at least 20 of the preceding 30 years. You must contact the Bureau of Insurance to process your request.



Producers must submit a nonrefundable $20 Continuance fee must be paid by both resident and non-resident agents before November 30 of the biennium year. Producers must complete the proper CE courses by the last day of November in the biennium. The Bureau will send pre-termination notices out the first week of December in the biennium to notify those who are not compliant. Agents will have until December 31 to correct any CE deficiencies.

The continuance fee can be paid online at


Virginia Insurance Department Phone: 804-371-9631
Fax: 804-371-9349
Email: [email protected]

Mailing Address:
Virginia Bureau of Insurance Agent Licensing Section
P.O. Box 1157 Richmond, VA 23218

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.


Register for your insurance prelicensing exam prep here:

Register Now