West Virginia Insurance Continuing Education Courses and Requirements

Register for your insurance prelicensing exam prep here:

Register Now

Updated May 10, 2024

ExamFX Provider #15352



The following courses are currently available for West Virginia:

Course NameCredit HoursLine of Authority
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Annuity Suitability and Best Interest Standard Training4.00Annuity Best Interest 4 hr
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law2.00Ethics
Front Line Fraud Prevention3.00Ethics
Indexed Product Training4.00General
NFIP Flood Insurance3.00General
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Long Term Care Certification Training8.00LTC
LTC Certificate Refresher4.00LTC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty


• Producers in West Virginia must take 24 hours of continuing education, including 3 hours of Ethics, every 2-year license term.

The renewal date is the last day of the licensee's birth month, every 2-years. An excess of up to 6 credit hours can be carried forward into the next license term. Any excess Ethics credits will be carried over as general credit. A course may not be taken for credit more than once in a 2-year license term.


Students may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.



• LONG TERM CARE TRAINING – Producers must complete an initial 8-hour state approved LTC requirement course before selling LTC products in the state of West Virginia. After completing the initial 8-hour training, producers must then take an ongoing 4-hour LTC training course every 2 years from the initial completion date.

• ANNUITY SUITABILITY TRAINING – West Virginia licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling, soliciting or negotiating any annuity products.

• FLOOD INSURANCE TRAINING – West Virginia licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).



• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better. Exams must be monitored by a disinterested third party (a person with no family or financial relationship) who certifies that the licensee completed the exam without outside assistance.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• LICENSEE AND PROCTOR ATTESTATION – The licensee and proctor attestation must be completed following the certificate exam.



Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported within two (2) business days of the certificate having been issued. There is a state charge of $1.40 per credit hour in order to report your completion. This fee will be charged prior to accessing the certificate exam.



If you have satisfied the CE requirements of your home state, you do not need to comply with West Virginia’s CE requirement.



The following are exempt from West Virginia CE requirements:

• Individuals licensed only for limited lines credit.

• A newly licensed individual who received a license on or after July 1 of the second year of a biennium (exempt for the first reporting period).

• Individuals holding limited lines licenses for which an exam is not required.

• Individuals holding any limited or restricted license that the commissioner may declare exempt.

• Adjusters.

• Non-residents.



Once CE requirements have been met producers can renew online at SIRCON.


West Virginia Offices of the Insurance Commissioner

Phone: (304) 558-0610
Fax: (304) 558-4966
Email: [email protected]

Website: www.wvinsurance.gov/
Mailing Address:

West Virginia Offices of the Insurance Commissioner Agents Licensing & Education
P.O. Box 50540 Charleston, WV 25305

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

Register for your insurance prelicensing exam prep here:

Register Now