West Virginia Insurance Continuing Education Courses and Requirements
📅 Updated March 13, 2025🟠 ExamFX Provider #15352
Courses Available
The following courses are currently available for West Virginia:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering - Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Annuity Suitability and Best Interest Standard Training | 4.00 | Annuity Best Interest 4 hr |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 2.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| Indexed Product Training | 4.00 | General |
| NFIP Flood Insurance | 3.00 | General |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Long-Term Care Certification Training | 8.00 | LTC |
| Long-Term Care Certificate Refresher | 4.00 | LTC |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
Required Hours
Producers in West Virginia must take 24 hours of continuing education, including 3 hours of Ethics, every 2-year license term.
The renewal date is the last day of the licensee's birth month, every 2-years. An excess of up to 6 credit hours can be carried forward into the next license term. Any excess Ethics credits will be carried over as general credit. A course may not be taken for credit more than once in a 2-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Producers may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.
Special Training
• ANNUITY SUITABILITY TRAINING – West Virginia licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling, soliciting or negotiating any annuity products.
• FLOOD INSURANCE TRAINING – West Virginia licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).
Course Presentation
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better. Exams must be monitored by a disinterested third party (a person with no family or financial relationship) who certifies that the licensee completed the exam without outside assistance.
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.
• LICENSEE AND PROCTOR ATTESTATION – The licensee and proctor attestation must be completed following the certificate exam.
Certificates of Completion
Non-Resident Producers
If you have satisfied the CE requirements of your home state, you do not need to comply with West Virginia’s CE requirement.
CE Exemptions
• Individuals licensed only for limited lines credit.
• A newly licensed individual who received a license on or after July 1 of the second year of a biennium (exempt for the first reporting period).
• Individuals holding limited lines licenses for which an exam is not required.
• Individuals holding any limited or restricted license that the commissioner may declare exempt.
• Adjusters.
• Non-residents.
License Renewal
Once CE requirements have been met producers can renew online at SIRCON.
State Contact Information
West Virginia Offices of the Insurance Commissioner
Phone: (304) 558-0610
Fax: (304) 558-4966
Email: Agent.Licensing@wvinsurance.gov
Website: www.wvinsurance.gov/
Mailing Address:
West Virginia Offices of the Insurance Commissioner Agents Licensing & Education
P.O. Box 50540
Charleston, WV 25305
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