Maine Insurance Prelicensing Exam Requirements

Updated April 25, 2025

MAINE INSURANCE PRELICENSING INFORMATION

Maine does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time Pass Guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness and take Licensing Exam within 3 calendar days. While completing this portion of your online course is not required, we highly recommend taking this extra step

For more details see https://www.examfx.com/resources/pass-guarantee.

HOW DO I GET MY LICENSE?

Step 1: (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, Pearson VUE or call (800) 274-4959. An examination fee must be paid at the time of reservation. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three (3) calendar days prior to your appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

Step 4: Apply for your license with NIPR or by downloading the paper application here and submit the form by e-mail, fax or regular mail to the Maine Bureau of Insurance.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers CE courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Review the exam summaries below. The exam content outlines can be found on the testing provider's website.

The breakdown of testing topics can be found here.

The number of questions on your exam
The time limit
The score that you must achieve to pass the exam

The practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score in each of the two sections of the exam.

Maine Life Insurance Examination

85 Total Questions (75 scored, 10 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Maine Life exam prep course.

Maine Accident and Health Insurance Examination

103 Total Questions (88 scored, 15 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Maine Health exam prep course.

Maine Life, Accident and Health Insurance Examination

151 Total Questions (136 scored, 15 pretest)
Time Limit: 3.5 Hours
Passing Score: 70%

Train for your test with our Maine Life and Health exam prep course.

Maine Property Insurance

92 Total Questions (80 scored, 12 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Maine Casualty Insurance Examination

100 Total Questions (88 scored, 12 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Maine Property and Casualty exam prep course.

Maine Personal Lines Insurance Examination

107 Total Questions (100 scored, 7 pretest)
Time Limit: 2 Hours

Passing Score: 70%

Train for your test with our Maine Personal Lines exam prep course.

Maine Insurance Prelicensing Requirements