Rhode Island Insurance Prelicensing Exam Requirements

Updated April 16, 2025

RHODE ISLAND INSURANCE PRELICENSING INFORMATION

Rhode Island does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time Pass Guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness and take Licensing Exam within 3 calendar days. While completing this portion of your online course is not required, we highly recommend taking this extra step

For more details see https://www.examfx.com/resources/pass-guarantee.

HOW DO I GET MY LICENSE?

Step 1: (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider Pearson VUE or call (800) 274-3739. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three (3) calendar days prior to your appointment.

Step 3: Take and pass your state licensing exam. After passing your exam you have up to one year to apply for your license. On the day of your appointment, you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

If testing at a Pearson VUE testing site, the score report will be provided at the test center. If testing online, candidates will need to log into their Pearson VUE account to obtain their score report.

Step 4: Apply for your license with NIPR. Review this important information at the Rhode Island Department of Insurance website.

Rhode Island requires fingerprinting for license applicants and then a background check. Questions about fingerprinting can be emailed to [email protected] and questions about state background checks can be emailed to [email protected].

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

EXAMS AND STUDY MATERIALS IN SPANISH

State exams are offered in Spanish. The following ExamFX courses include the option to study in both English and Spanish:

Life

ExamFX has a generic Spanish textbook for Life and Health that can help support Spanish speaking learners who are studying online.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Review the exam summaries below. The exam content outlines, and more information can be found on Pearson VUE's website in the Rhode Island Candidate Handbook.

The breakdown of testing topics can be found here.

The number of questions on your exam
The time limit
The score that you must achieve to pass the exam

The practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

Rhode Island Life Insurance Examination

90 Total Questions (80 scored, 10 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Rhode Island Life exam prep course.

Rhode Island Accident and Health Insurance Examination

90 Total Questions (80 scored, 10 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Rhode Island Health exam prep course.

Rhode Island Property Insurance

87 Total Questions (76 scored, 11 pretests)
Time Limit: 2 Hours
Passing Score: 70%

Rhode Island Casualty Insurance Examination

93 Total Questions (82 scored, 11 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Rhode Island Property and Casualty exam prep course.

Rhode Island Personal Lines Insurance Examination

110 Total Questions (100 scored, 10 pretest)
Time Limit: 2.5 Hours
Passing Score: 70%

Train for your test with our Rhode Island Personal Lines exam prep course.

Rhode Island Insurance Prelicensing Requirements