Louisiana Insurance Prelicensing Requirements

LOUISIANA INSURANCE PRELICENSING INFORMATION

Louisiana requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete all Study by Topic reading chapters and Study by Topic quizzes. Study by Topic quizzes must be passed with a score of 70% or better, completed in order, and completed before accessing the simulated exam.
  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online at www.psiexams.com. You can also schedule your exam over the phone at (800) 733-9267.

Be aware that the state of Louisiana requires fingerprinting and background checks with your insurance agent licensing application. Fingerprinting requirements must be met at the exam site at the time of your appointment. You are unable to make an appointment. The fingerprinting fee is $58. The fingerprint images will be transmitted to the Louisiana State Police and the FBI who will return the results of your background check directly to the Department of Insurance.

In order to cancel your testing appointment without forfeiting your examination fee you must cancel at least two days in advance of your appointment. You may do so by phone or online.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain your name and photograph. You will not be able to take your exam if these requirements are not met.

Security measures are taken at the testing site. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at www.psiexams.com.

Once you have passed your examination you will receive a score report.

Step 4: Apply for your license. Louisiana resident applicants must use the online application service at www.nipr.com.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all exams take place by computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Louisiana Life Insurance Examination
100 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 10%
Life Insurance Basics 16%
Types of Life Insurance Policies 17%
Life Insurance Policy Provisions, Options and Riders 26%
Annuities 11%
Federal Tax Considerations for Life Insurance and Annuities 8%
Insurance Regulation 12%

Louisiana Health and Accident Insurance Examination
100 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 11%
Health and Accident Insurance Basics 10%
Individual Accident and Health Insurance Policy Provisions 14%
Disability Income and Related Insurance 15%
Medical Plans 10%
Group Health Insurance 9%
Insurance for Senior Citizens and Special Needs Individuals 14%
Federal Tax Considerations for Health Insurance 5%
Insurance Regulation 12%

Louisiana Life, Health and Accident Insurance Examination
150 Total Questions
Time Limit: 160 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 7%
Life, Health and Accident Insurance Basics 14%
Types of Life Insurance Policies 8%
Life Insurance Policy Provisions, Options and Riders 13%
Annuities 7%
Individual Health and Accident Insurance Policy Provisions 7%
Disability Income and Related Insurance 4%
Medical Plans 4%
Group Health Insurance 3%
Health Insurance for Senior Citizens and Special Needs Individuals 7%
Federal Tax Considerations for Life and Health Insurance 2%
Insurance Regulation 24%

Louisiana Property Insurance Examination
100 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 12%
Property Insurance Basics 24%
Dwelling Policy Concepts 8%
Homeowners Policy Concepts 17%
Commercial Property Policies 12%
Other Types of Property Insurance 5%
Insurance Regulation 22%

Louisiana Casualty Insurance Examination
100 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 15%
Casualty Insurance Basics 23%
Auto Insurance 13%
Commercial General Liability and Commercial Crime 13%
Workers Compensation 10%
Other Types of Casualty Insurance 4%
Insurance Regulation 22%

Louisiana Property and Casualty Insurance Examination
100 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 8%
Property and Casualty Insurance Basics 15%
Dwelling Policy Concepts 4%
Homeowners Policy Concepts 10%
Auto Insurance 13%
Commercial Property Policies 7%
Commercial General Liability and Commercial Crime 9%
Workers Compensation Insurance 5%
Other Types of Property and Casualty Insurance 5%
Insurance Regulation 24%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Louisiana, a candidate may not reschedule their examination appointment on the same day that they have taken their exam.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing applications:
PSI Exams Online
Bureau of Licensing
Phone: (855) 235-5174
Email: [email protected]
Website: candidate.psiexams.com

For licensing process and application materials:
Agents Licensing Division
Website: www.oci.ga.gov

For licensing questions please contact:
Louisiana Department of Insurance
1702 N. Third Street
P.O. Box 94214
Baton Rouge, LA 70802
Phone: (225) 342-0860
Email: [email protected]
Website: www.ldi.la.gov

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.