North Dakota Insurance Prelicensing Requirements

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NORTH DAKOTA INSURANCE PRELICENSING INFORMATION

North Dakota does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PSI. The fastest way to schedule your exam is to do so online at PSI Exams. You can also schedule your exam over the phone at (888) 818-5822. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.), which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at PSI.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

You must pass your examination prior to being fingerprinted.

Applicants need to pass both sections of the test before they are fingerprinted. Your score will be given to you immediately following completion of the examination.

If you fail one portion of the exam, you will need to reschedule with PSI to take the portion of the test you did not pass. If you pass, you can be fingerprinted at that time.

Click here for more information regarding fingerprinting locations.

 

Step 4: Apply for your license at www.nipr.com within 12 months of passing the examination.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

The state exams will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.


North Dakota Life Insurance and Annuity Examination

110 Questions
Time limit: 2.5 Hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
 
General Knowledge: 
General Insurance 7%
Life Insurance Basics 12%
Types of Life Insurance Policies 13%
Life Insurance Policy Provisions, Options, and Riders 18%
Annuities 7%
Federal Tax Considerations for Life Insurance and Annuities 4%
State Law:  
Insurance Regulation 14%
North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities 25%

Train for your test with our North Dakota Life exam prep course.


North Dakota Accident and Health Insurance Examination

110 Total Questions
Time limit: 2.5 Hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
 
General Knowledge: 
General Insurance 6%
Accident and Health Insurance Basics 12%
Individual Accident and Health Insurance Policy Provisions11%
Disability Income and Related Insurance 6%
Medical Plans 14%
Group Health Insurance 4%
Specialized Health Insurance for Qualified Individuals 5%
Federal Tax Considerations for Health Insurance 3%
State Law: 
Insurance Regulation 12%
North Dakota Laws and Regulations Pertaining to Accident and Health Insurance 27%

Train for your test with our North Dakota Health exam prep course.


North Dakota Property Insurance Examination

110 Total Questions
Time limit: 2.5 Hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
 
General Knowledge:  
General Insurance 13%
Property and Casualty Insurance Basics 20%
Dwelling Policy 3%
Homeowners Policy10%
Commercial Package Policy (CPP)8%
Businessowners Policy4%
Other Coverages and Options 3%
State Law: 
Insurance Regulations 15%
North Dakota Laws and Regulations Pertaining to Property Insurance 24%

North Dakota Casualty Insurance Examination

110 Total Questions
Time limit: 2.5 Hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
 
General Knowledge:  
General Insurance 13%
Casualty Insurance Basics 20%
Auto Insurance 15%
Commercial General Liability7%
Other Coverages and Options 7%
State Law: 
Insurance Regulation 11%
North Dakota Laws and Regulations Pertaining to Casualty Insurance 27%

Train for your test with our North Dakota Property and Casualty exam prep course.


North Dakota Personal Lines Insurance Examination

110 Total Questions
Time limit: 2.5 Hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
 
General Knowledge:  
General Insurance 5%
Property and Casualty Insurance Basics 24%
Dwelling Policy 6%
Homeowners Policy 12%
Auto Insurance9%
Other Coverages and Options 6%
State Law: 
Insurance Regulation 11%
State Statutes and Rules Pertinent to Property and Casualty Insurance15%
State Statutes and Rules Pertinent to Casualty Insurance Only12%

Train for your test with our North Dakota Personal Lines exam prep course.


I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: A candidate who failed can schedule for a new exam within one day; there is no limit to the number of attempts a candidate can make on the same exam. Exams may not be rescheduled at the testing center. Candidates must follow the original scheduling instructions as indicated previously.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information:
North Dakota Insurance Department
600 East Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (701) 328-2440
Website www.nd.gov/ndins
Email: [email protected]

For examination information:
PSI Services LLC (PSI)
Phone: (888) 818-5822
Website: https://test-takers.psiexams.com/ndins
For questions about Remote Proctored exams
Email: [email protected]

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.


Register for your North Dakota insurance prelicensing exam prep here:

Register Now