North Dakota Insurance Prelicensing Requirements


North Dakota does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.


Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.


ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.


Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, Prometric. You may also schedule over the phone at 800.896.2272. The examination fees are. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.), which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

You must make arrangements with Prometric to schedule an exam and to be fingerprinted.

  • Applicants need to pass both sections of the test before they are fingerprinted. Your score will be given to you immediately following completion of the examination. If you fail one portion of the exam, you will need to reschedule with PSI to take the portion of the test you did not pass. If you pass, you can be fingerprinted at that time. You must fill out and sign the Criminal History Record Check Request for North Dakota Insurance Department, prior to being fingerprinted. The form is provided at PSI’s test center. You must provide Prometric with a check or money order in the amount of $41.25. Checks must be payable to the North Dakota Attorney General. Credit cards are not accepted. A fee of $28.00 is due to the vendor, which can be paid by credit card, check or money order

Step 4: Apply for your license at within 12 months of passing the examination.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.


Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Note: that the state exams will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

North Dakota Life Insurance and Annuity Examination
110 Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge:
General Insurance 9%
Life Insurance Basics 11%
Life Insurance Policies 10%
Life Insurance Policy Provisions, Options, and Riders 10%
Annuities 9%
Life Insurance Policy Provisions, Options, and Riders 10%
Qualified Plans 5%
Federal Tax Considerations for Life Insurance and Annuities 6%
State Law:
Insurance Regulation 12%
North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities 28%

North Dakota Accident and Health or Sickness Insurance Examination
110 Total Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge:
General Insurance 9%
Health Insurance Basics 8%
Individual Health Insurance Policy General Provisions 7%
Disability Income and Related Insurance 6%
Medical Plans 6%
Group Health Insurance 6%
Dental Insurance 2%
Insurance for Senior Citizens and Special Needs Individuals 10%
State Law:
Insurance Regulation 10%
North Dakota Laws and Regulations Pertaining to Accident and Health Insurance 30%

North Dakota Property Insurance Examination
110 Total Questions (100 scored; 110 pretest)
Time limit: 125 Minutes
Passing score: 70%

General Knowledge:
Property Insurance Basics 12%
Dwelling Policy 5%
Homeowners Policy - Section I 13%
Commercial Package Policy (CPP) 9%
Businessowners Policy - Property 10%
Other Coverages and Options 5%
State Law:
Insurance Regulations 14%
North Dakota Laws and Regulations Pertaining to Property Insurance 26%

North Dakota Casualty Insurance Examination
110 Total Questions (100 scored; 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge:
General Insurance 6%
Casualty Insurance Basics 9%
Homeowners Policy - Section II 10%
Auto Insurance 15%
Commercial Package Policy (CPP) 6%
Businessowners Policy -Liability 9%
Other Coverages and Options 5%
State Law:
Insurance Regulation 10%
North Dakota Laws and Regulations Pertaining to Casualty Insurance 30%


We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: A candidate who failed can schedule for a new exam within one day; there is no limit to the number of attempts a candidate can make on the same exam. Exams may not be rescheduled at the testing center. Candidates must follow the original scheduling instructions as indicated previously.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!


ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
North Dakota Insurance Department
600 East Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (701) 328-2440
Fax: (701) 328-4880
Email: [email protected]

For examination information:
7941 Corporate Drive
Nottingham, MD 21236
Phone: 800.896.2272

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

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