Rhode Island Insurance Prelicensing Requirements

RHODE ISLAND INSURANCE PRELICENSING INFORMATION

Rhode Island does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, Pearson VUE. You may also schedule over the phone at (800) 274-3739. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

If testing at a Pearson VUE testing site, the score report will be provided at the test center. If testing online, candidates will need to log into their Pearson VUE account to obtain their score report.

Step 4: : Apply for your license with NIPR. Review this important information on the subject and refer to the Rhode Island Department of Insurance.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click Here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Rhode Island Life Insurance Examination
95 Total Questions (80 scored, 15 pretest)
Time Limit: 2 Hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 14%
Types of Life Policies 15%
Life Policy Provisions, Options, and Riders 24%
Taxes, Retirement, and Other Insurance Concepts 10%
State Law
Rhode Island Rules and Regulations Common to Life, Accident and Health Insurance 21%
Rhode Island Rules and Regulations Pertinent to Life Insurance and Annuities Only 16%

Rhode Island Accident and Health Insurance Examination
92 Total Questions (77 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Field Underwriting Procedures 11%
Types of Health Policies 18%
Health Policy Provisions, Clauses, and Riders 25%
Social Insurance 4%
Other Insurance Concepts 5%
State Law:
Rhode Island Rules and Regulations Common to Life, Accident and Health Insurance 21%
Rhode Island Rules and Regulations Pertinent to Accident and Health Insurance Only 16%

Rhode Island Property Insurance
92 Total Questions (76 scored, 16 pretests)
Time Limit: 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Property Insurance Terms and Related Concepts 18%
Policy Provisions and Contract Law 15%
Types of Property Policies 32%
State Law:
Rhode Island Laws, Rules, and Regulations Common to Property & Casualty 25%
Rhode Island Rules and Regulations Pertinent to Accident and Health Insurance Only 10%

Rhode Island Casualty Insurance Examination
98 Total Questions (82 scored, 16 pretest)
Time Limit: 2 Hours Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Casualty Insurance Terms and Related Concepts 18%
Policy Provisions and Contract Law 15%
Types of Casualty Policies, Bonds and Related Terms 28%
State Law:
Rhode Island Laws, Rules, and Regulations Common to Property & Casualty 24%
Rhode Island Rules and Regulations Pertinent to Casualty Only 15%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. After a 24 hour waiting period you may reschedule your examination.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

State Licensing Information:


Rhode Island Department of Business Regulation Insurance Division
Phone: (401) 462-952
Website: www.dbr.ri.gov
Email: [email protected]

Examination information:


Pearson VUE / Rhode Island Insurance
Attn: Regulatory Program Coordinator
5601 Green Valley Dr.
Bloomington, MN 55437
Phone (800) 274-3739
Email: [email protected]
Website www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

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