South Carolina Insurance Prelicensing Requirements

SOUTH CAROLINA INSURANCE PRELICENSING INFORMATION

South Carolina does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PSI Exams. You may also schedule over the phone at (800) 733-9267. A single examination fee is $45.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.), which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

If you pass, you will receive a successful score report. If you do not pass, you will receive a report indicating your strengths and weaknesses by examination type.

Step 4: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

South Carolina Life Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance7%
Life Insurance Basics 26%
Types of Life Insurance Policies 17%
Life Insurance Policy Provisions, Options and Riders 23%
Annuities 7%
Federal Tax Considerations for Life Insurance and Annuities 3%
Insurance Regulation 15%

South Carolina Accident and Health Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance10%
Health Insurance Basics22%
Individual Health Insurance Provisions 11%
Disability Income and Related Insurance 6%
Medical Plans 10%
Group Health Insurance 12%
Dental Insurance3%
Insurance for Senior Citizens and Special Needs Individuals 14%
Federal Tax Considerations for Health Insurance 2%
Insurance Regulation 10%

South Carolina Life, Accident and Health Insurance Examination
100 Total Questions
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
Insurance Regulation15%
General Insurance5%
Life Insurance Basics 9%
Life Insurance Policies6%
Life Insurance Policy Provisions, Options and Riders 11%
Annuities 4%
Qualified Plans 1%
Federal Tax Considerations for Life Insurance and Annuities3%
Health Insurance Basics 8%
Individual Health Insurance Policy General Provisions5%
Disability Income and Related Insurance 6%
Medical Plans 6%
Group Health Insurance 8%
Dental Insurance 2%
Insurance for Senior Citizens and Special Needs Individuals 8%
Federal Tax Considerations for Health Insurance3%

South Carolina Property Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance 5%
Property Insurance Basics 18%
Dwelling Policy 12%
Homeowners Policy 15%
Commercial Property Policies12%
Businessowners Policy - Property 8%
Ocean Marine Insurance 3%
Other Coverages and Options7%
Insurance Regulation 10%

South Carolina Casualty Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
Insurance Regulation15%
General Insurance 5%
Casualty Insurance Basics 16%
Homeowners Policy - Liability 9%
Auto Insurance 25%
Commercial General Liability 9%
Businessowners Policy 5%
Workers Compensation Insurance 10%
Surety and Fidelity 2%
Other Coverages and Options 4%

South Carolina Property and Casualty Insurance Examination
150 Total Questions
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
Insurance Regulation 10%
General Insurance 7%
Property and Casualty Insurance Basics 16%
Dwelling Policy 5%
Homeowners Policy 13%
Auto Insurance 18%
Commercial Property Policies9%
Businessowners Policy 6%
Workers Compensation Insurance 4%
Ocean Marine Insurance 3%
Surety and Fidelity 3%
Other Coverages and Options6%

South Carolina Personal Lines Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
Insurance Regulation 15%
General Insurance5%
Property and Casualty Insurance Basics 15%
Dwelling Policy 10%
Homeowners Policy 20%
Auto Insurance25%
Other Coverages and Options 10%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must reregister by following the initial registrations and scheduling steps.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
South Carolina Insurance Department
1201 Main Street, Suite 1000
Columbia, SC 29201
Phone: (803) 737-6095
Email: [email protected]
Website: www.doi.sc.gov

For examination information:
PSI Services LLC
3210 E Tropicana
Las Vegas, NV 89121

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.