South Dakota Insurance Prelicensing Requirements

SOUTH DAKOTA INSURANCE PRELICENSING INFORMATION

South Dakota does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PearsonVUE. You may also schedule over the phone at (888) 873-6205. The examination fee for an individual exam is $85 and for a combination exam, $95. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

https://home.pearsonvue.com/sd/insurance

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.), which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

Step 4: Apply for your license at www.sircon.com/southdakota or www.nipr.com within 12 months of passing the examination.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

South Dakota Life Insurance Agent Examination
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Policy 16%
Types of Life Policies 16%
Policy Provisions, Riders, Options, and Exclusions 24%
Taxes, Retirement, and Other Insurance Concepts 11%
State Law:
South Dakota Statutes and Rules Common to All Lines 23%
South Dakota Statutes and Rules Pertinent to Life Insurance Only 10%

South Dakota Accident and Health or Sickness Insurance Examination
90 Total Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Field Underwriting Procedures 12%
Types of Health Policies 18%
Policy Provisions, Clauses and Riders 27%
Social Insurance 4%
Other Health Insurance Concepts 5%
Types of Health Policies 11%
State Law:
South Dakota Statutes and Rules Common to All Lines 11%
South Dakota Statutes, Rules and Regulations Pertinent to Sickness and Accident Only 23%

South Dakota Life and Accident & Health Insurance Examination
145 Total Questions (130 scored, 15 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Policy 9%
Types of Life Policies 9%
Life Insurance Policy Provisions, Options and Riders 14%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting Procedures 7%
Types of Health Policies 11%
Health Policy Provisions, Clauses, and Riders 15%
Social Insurance 2%
Other Health Insurance Concepts 3%
State Law:
South Dakota Statutes and Rules Common to All Lines 7%
South Dakota Statutes and Rules Pertinent to Life Only 6%
South Dakota Statutes and Rules Pertinent to Health Insurance Only 11%

South Dakota Property Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts 19%
Policy Provisions and Contract Law 15%
Types of Policies 33%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines 22%
South Dakota Statutes, Rules and Regulations for Property Only 11%

South Dakota Casualty Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts 19%
Policy Provisions and Contract Law 15%
Types of Policies, Bonds, and Related Terms 33%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines 22%
South Dakota Statutes, Rules and Regulations for Property Only 11%

South Dakota Property and Casualty Insurance Examination
145 Total Questions (130 scored; 15 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts 22%
Policy Provisions and Contract Law 17%
Types of Property Policies 19%
Types of Casualty Policies, Bonds, and Related Terms 19%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines 14%
South Dakota Statutes, Rules and Regulations for Property and Casualty Insurance 9%

South Dakota Personal Lines Insurance Examination
111 Total Questions (100 scored; 11 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Knowledge:
Insurance Terms and Related Concepts 28%
Policy Provisions and Contract Law 24%
Types of Property Policies 10%
Types of Casualty Policies 13%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines 17%
South Dakota Statutes, Rules and Regulations for Personal Lines Insurance 8%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: A candidate who failed can schedule for a new exam within one day; there is no limit to the number of attempts a candidate can make on the same exam. Exams may not be rescheduled at the testing center. Candidates must follow the original scheduling instructions as indicated previously.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
South Dakota Division of Insurance
Department of Labor and Regulation
124 S Euclid Ave, 2nd Floor
Pierre, SD 57501
Phone (605) 773-3563
Website www.dir.sd.gov/insurance

For examination information:
Pearson VUE SDDOI
Attn: Regulatory Program
5601 Green Valley Dr.
Bloomington, MN 55437
Email: [email protected]
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.