Texas Insurance Prelicensing Requirements

TEXAS INSURANCE PRELICENSING INFORMATION

Texas does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PearsonVUE. You may also schedule over the phone at (888) 754-7667. Payment is not accepted at the testing center.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

https://home.pearsonvue.com/tx/insurance

Step 3: Be aware that the state of Texas requires license candidates to submit fingerprints to the Department of Insurance. Electronic fingerprinting appointments must be made online through IdentoGO by MorphoTrust USA (formerly known as L1 Enrollment) by calling 888-467-2080 Monday through Friday, 8AM–5PM Central time. For more information on fingerprinting requirements, please see the instructions available through Pearson VUE. https://www.tdi.texas.gov/agent/documents/fpinstructions.pdf

Step 4: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

If you pass, you will receive a successful score report. If you do not pass, you will receive a report indicating your strengths and weaknesses by examination type.

 

Step 5: Apply for your license at www.sircon.com/texas within 12 months of passing the examination.

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

Texas Life Insurance Agent Examination
100 Total Questions (85 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Policy 14%
Types of Life Policies 14%
Life Policy Provisions, Riders and Options 21%
Taxes, Retirement, and Other Insurance Concepts 10%
State Law:
Texas Statutes and Rules Common to All Lines 27%
Texas Statutes and Rules Pertinent to Life Insurance Only 14%

Texas Examination for Life and Health Agent
150 Total Questions (125 scored, 25 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Life Policy 10%
Types of Life Policies10%
Life Insurance Policy Provisions, Options and Riders 15%
Taxes, Retirement, and Other Insurance Concepts6%
Field Underwriting Procedures7%
Types of Health Policies 11%
Health Policy Provisions, Clauses, and Riders 16%
Social Insurance 2%
Other Health Insurance Concepts 3%
State Law:
Texas Statutes and Rules Common to Life and Health Insurance 10%
Texas Statutes and Rules Pertinent to Life Insurance Only 4%
Texas Statutes and Rules Pertinent to Accident and Health Insurance Only 4%
Texas Statutes and Rules Pertinent to Health Maintenance Organizations (HMOs)2%

Texas Property and Casualty Insurance Examination
150 Total Questions (125 scored; 25 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts22%
Policy Provisions and Contract Law 18%
Types of Property Policies 20%
Types of Casualty Policies, Bonds, and Related Terms 20%
State Law:
Texas Statutes, Rules and Regulations Common to All Lines12%
Texas Statutes, Rules and Regulations for P&C Only 8%

Texas Personal Lines Insurance Examination
116 Total Questions (100 scored; 16 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
General Knowledge:
Property and Casualty Insurance Terms and Related Concepts28%
Property and Casualty Policy Provisions and Contract Law24%
Types of Property Policies 10%
Types of Casualty Policies13%
State Law:
Texas Statutes, Rules and Regulations Common to All Lines 15%
Texas Statutes, Rules and Regulations for Personal Lines Insurance 10%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: A candidate who failed can schedule for a new exam within one day; there is no limit to the number of attempts a candidate can make on the same exam.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Texas Insurance Department
333 Guadalupe
Austin, TX 78701
Phone (512) 676-6500
Fax (512) 490-1029
Website www.tdi.texas.gov
Email [email protected]

For examination information:
Pearson VUE/Texas Insurance Attn: Regulatory Program
5601 Green Valley Dr. Bloomington, MN 55437
(888) 754-7667
Email: [email protected]
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.