Washington Insurance Prelicensing Requirements

WASHINGTON INSURANCE PRELICENSING INFORMATION

Washington requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

LINE OF AUTHORITY REQUIRED HOURS OF STUDY
Life Producer 20 hours
Disability Producer 20 hours
Life and Disability Producer Combo 40 hours
Property Producer 20 hours
Casualty Producer 20 hours
Property and Casualty Producer Combo 40 hours
Personal Lines Producer 20 hours

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Spend the total amount of the required hours in the course study materials. Time spent within the courses will be tracked by a mass timer.
  • Complete all Study by Topic reading chapters and Study by Topic quizzes. Study by Topic quizzes must be passed with a score of 70% or better.
  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online at www.psiexams.com. You can also schedule your exam over the phone at (877) 733-9267.

Be aware that the state of Washington requires fingerprinting and background checks with your insurance agent licensing application. Fingerprinting requirements may be met at the exam site at the time of your appointment or after.

  1. ExamFX strongly recommends that you make your fingerprinting appointment at least 48 hours in advance of your licensing exam date to ensure successful scheduling. You must either visit www.Identogo.com or contact MorphoTrust USA at (866) 761-8069 to schedule your fingerprinting session. A fee of $47 will be charged during the scheduling process and covers the Washington State Patrol processing fee and the PSI fingerprint processing fee.
  2. Fingerprinting is an important part of the licensing process. ExamFX highly recommends completing your fingerprinting requirement at the time of your exam as it will help ensure efficient processing of your licensing application.

Fingerprinting is an important part of the licensing process. ExamFX highly recommends completing your fingerprinting requirement at or before the time of your exam as it will help ensure efficient processing of your licensing application.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain your name and photograph and your Certificate of Completion. You will not be able to take your exam if these requirements are not met.

Security measures are taken at the testing site. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at www.psiexams.com.

Once you have completed your examination you will receive a score report.

Step 4: Apply for your license. Washington resident applicants must use the online application service at www.insurance.wa.gov or www.nipr.com. A copy of your passing score report must be submitted with the application by fax or as an attachment in your online application. Fingerprinting records are required for processing of your license application. Fingerprints will be sent electronically from the PSI exam center or MorphoTrust Center to the Washington State Patrol who will forward the results of your background check to the insurance commissioner’s licensing unit.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all exams take place by computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Washington Life Insurance Examination
100 Questions - 150 Minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 10%
Life Insurance Basics 10%
Types of Life Insurance Policies 15%
Life Insurance Policy Provisions, Options, and Riders 20%
Annuities 10%
Federal Tax Considerations for Life Insurance 3%
Washington Laws, Rules, and Regulations 32%

Washington Disability Insurance Examination
100 Questions - 120 Minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 10%
Accidental and Health Insurance Basics 9%
Individual Health Insurance Policy General Provisions 12%
Disability Income and Related Insurance 12%
Medical Plans 9%
Group Health Insurance 6%
Health Insurance for Senior Citizens and Special Needs Individuals 6%
Federal Tax Considerations for Health Insurance 4%
Insurance Regulation 32%

Washington Life and Disability Insurance Examination
150 Questions – 3 hours and 15 minutes
Passing Score: 70%

CHAPTER PERCENT OF EXAM
General Insurance Concepts 7%
Life Insurance Basics 5%
Types of Life Insurance Policies 8%
Life Insurance Policy Provisions, Options, and Riders 11%
Annuities 6%
Federal Tax Considerations for Life Insurance 3%
Accident and Health Insurance Basics 5%
Individual Accident and Health Insurance Policy Provisions 6%
Disability Income Related Insurance 5%
Medical Plans 4%
Group Health Insurance 2%
Health Insurance for Senior Citizens and Special Needs Individuals 3%
Federal Tax Considerations for Health Insurance 4%
Washington Laws, Rules, and Regulations 31%

Washington Property Insurance Examination
100 Questions – 2.5 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 16%
Property Insurance Basics 20%
Dwelling Policy Concepts 6%
Homeowners Policy Concepts 12%
Commercial Property Policies 10%
Other Types of Property Insurance 4%
Insurance Regulation 32%

Washington Casualty Insurance Examination
100 Questions – 2.5 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 16%
Casualty Insurance Basics 17%
Automobile Policies: Personal and Commercial 15%
Commercial General Liability and Commercial Crime 13%
Other Types of Casualty Insurance 7%
Insurance Regulation 32%

Washington Property and Casualty Insurance Examination
150 Questions – 3 hours and 15 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 11%
Property and Casualty Insurance Basics 18%
Dwelling Policy Concepts 5%
Homeowners Policy Concepts 8%
Automobile Policies: Personal and Commercial 6%
Commercial Property Policies 7%
Commercial General Liability 9%
Other Types of Property and Casualty Insurance 5%
Insurance Regulation 31%

Washington Personal Lines Insurance Examination
100 Questions – 135 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 16%
Property and Casualty Insurance Basics 24%
Dwelling Policy 6%
Homeowners Policy 11%
Personal Auto Policy 7%
Other Types of Insurance 4%
Insurance Regulations 32%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: There is no limit to the number of times a candidate may retake an examination if necessary to pass as long as the Certificate of Completion remains valid (1 year).

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps. You may not reschedule on the same day that you have taken an examination.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.