Maryland joins a growing number of states dropping insurance prelicensing requirement.
In the past seven years, nine states have eliminated the prelicensing education requirement, with more expected to follow.
Maryland
Maryland eliminated the prelicensing education requirement on 10/1/2024.
Alabama
Alabama no longer requires prelicensing education as of 1/1/2024. ExamFX adjusted the completion requirements for Life, Health and Life & Health. Property/Casualty and Personal Lines will come later.
Mississippi
Mississippi has eliminated the prelicensing requirement for LIFE only effective 7/1/2024. All other lines still require prelicensing education and a certificate of completion. The ExamFX Life course will soon reflect these changes.
For individuals hoping to become licensed in states that no longer require prelicensing education for certain lines of authority, licensure only requires candidates to:
- Apply for the state license
- Pass a background check/fingerprinting
- Pass the state licensing exam
Look up state-specific requirements here.
Rules vary greatly between states, and this regulation change is no exception. It is more important than ever to understand state-specific prelicensing requirements before starting the licensing process.
To learn more about the implications of these regulatory changes on the industry, and why solid exam prep is still essential, read: States are Dropping Required Insurance Prelicensing Education; 4 Reasons Why Exam Prep is Still Essential