FLORIDA CE COURSES
The following courses are currently available for Florida:
Course Name | Credit Hours | Line of Authority |
Indexed Product Training | 7.00 | CE0214 |
Anti-Money Laundering | 2.00 | Ethics |
Law and Ethics Update General Lines (5-220) | 5.00 | Law and Ethics |
Law and Ethics Update Life & Health (5-215) | 5.00 | Law and Ethics |
Law and Ethics Update Life & VA (5-214) | 5.00 | Law and Ethics |
Distribution Planning | 4.00 | Life/Health |
Group Benefits & Worksite Insurance | 4.00 | Life/Health |
Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
Life Insurance Policy Types & Suitability | 6.00 | Life/Health |
Long Term Care Certification Training | 8.00 | Life/Health |
LTC Certification Refresher | 4.00 | Life/Health |
Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
Retirement Planning | 4.00 | Life/Health |
Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
Businessowners Policy (BOP) | 4.00 | Property/Casualty |
Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
NFIP Flood Insurance | 3.00 | Property/Casualty |
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
REQUIRED HOURS
• For producers of Life and Health (2-14 Life and Variable Annuity, 2-15
Life, Health and Variable Annuity, 2-16 Life Only, 2-18 Life and Health) AND/OR
Property and Casualty (2-20) AND/OR Adjusters licensed less than 6 years: Florida requires that each
producer complete 24 hours of continuing education including a state- approved
and license-specific 5 Hour Law and Ethics Update course every two-year license
term.
• For producers of Life and Health (2-14 Life and Variable Annuity, 2-15 Life,
Health and Variable Annuity, 2-16 Life Only, 2-18 Life and Health) AND/OR
Property and Casualty (2-
20) AND/OR Adjusters licensed 6 years or more: Florida requires that each
producer complete 20 hours of continuing education including a state- approved
and license-specific 5 Hour Law and Ethics Update course every two-year license
term.
• For Title Agents: Florida requires that each title agent complete 10 hours of
continuing education, including 3 hours of state-approved and license-specific
ethics credits.
• For individuals who hold a license as a customer representative, limited
customer representative, motor vehicle physical damage and mechanical breakdown
insurance agent, or an industrial fire insurance or burglary insurance agent
and who is not a licensed life or health agent OR a licensee who has been
licensed for 25 years or more and is a CLU or
a CPCU or has a Bachelor of Science degree in risk management or insurance with
evidence of 18 or more semester hours in insurance-related courses: Florida
requires that the individual complete a minimum of 5 hours of continuing
education every two year license term.
Producers must complete their continuing education by the last day of their
birth month each 24- month licensing period.
For additional details on your compliance start period, please click
here: http://www.myfloridacfo.com/Division/Agents/Licensure/General/FAQ.htm
Excess hours accumulated during any 2-year compliance period may be carried
forward to the next compliance period.
CATEGORY RESTRICTIONS
Students may take any course that the Florida Department of Insurance
has approved for continuing education.
Producers may not repeat the same course within (3) three years and receive
continuing education credit.
The required 5 Hour Law and Ethics Update course must be completed for one of
the Florida insurance licenses the agent holds.
Personal lines, customer representatives, limited customer representatives, and
industrial fire and burglary agents may take the following course to satisfy
their Ethics requirements: FL 5-Hour Law and Ethics Course 5-220 for General
Lines Agents.
Public Adjusters (03-20) can only satisfy elective credits by taking CE courses
specifically approved for Public Adjusters (03-20).
Title Insurance Agents must take their required credits on the subject of title
insurance and escrow management specific to Florida and approved by the
department. This will include the 3 hours of continuing education on the
subject of ethics, rules, or compliance with state and federal regulations
specifically to title insurance and closing services.
SPECIAL TRAINING
• FLOOD INSURANCE TRAINING – Florida Property and Casualty producers who
sell federal flood insurance policies must take and complete a one-time 3-hour
course on the subject of or relating to the National Flood Insurance Program
(NIFP) training.
• LONG TERM CARE TRAINING – Before selling LTC Partnership products in Florida,
producers must complete a one time, 8-hour course of approved LTCP training.
Producers must then complete a 4-hour ongoing training requirement every
two-year license term.
COURSE PRESENTATION
• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.
•
TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes
are passed with a 70% or better.
• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
Students may print their certificate directly from the course after completing the curriculum requirements. Completions are usually reported within two (2) business days of the certificate having been issued. There is a $1.50 fee per course in order to report completions. This fee will be charged prior to accessing the certification exam.
NONRESIDENT PRODUCERS
Nonresidents must meet the Florida CE requirements. To see a list of
states that meet the Florida CE requirements, please click here:
http://www.myfloridacfo.com/Division/Agents/Licensure/Agents-
Adjusters/recip_title.htm#.UVWvrIG8zzg
Nonresident producers that meet these requirements are exempt from the Florida
CE requirement.
CE EXEMPTIONS
The following are exempt from Florida CE Requirements:
• Those who hold the following limited line licenses are exempt from Florida
state requirements: dental representative, motor vehicle physical damage and
mechanical breakdown agent, crop hail, and multiple peril crop agent.
• Those officials or employees of a government entity and who occupational
description requires current knowledge of insurance issues are exempt from
Florida CE requirements.
• Those non-resident producers or adjusters who meet CE requirements in their
reciprocal state are exempt. A letter of certification must be provided or the
Florida Department must be able to locate the producer in the National
Association of Insurance Commissioners’ database in order to prove compliance.
For a list of compliant states, please click here:
http://www.myfloridacfo.com/Division/Agents/Licensure/Agents-
Adjusters/recip_title.htm#.UVWvrIG8zzg
LICENSE RENEWAL
Florida agent and adjuster licenses are perpetual, which means there is
no license renewal. However, perpetual license statuses only apply to licenses
that either require and hold a current appointment or do not require an
appointment. Failure to complete continuing education requirements may result
in cancellation of an appointment that could lead to termination of the
license.
Florida licenses will expire if those licensees go for more than 48 months
without an appointment.
STATE CONTACT INFORMATION
Florida Department of Financial Services
General Phone: 1-877-MY-FL-CFO (1-877-693-5236)
Out of State Phone: (850) 413-3089
Continuing Education Phone: 850-413-3137 Fax: 850-413-3291
CE Email: [email protected]
Mailing Address:
Bureau of Licensing 200 East Gaines St.
Tallahassee, FL 32399-0319
Florida Department of Financial Services 200 East Gaines Street, Tallahassee FL 32399 Florida Department of Financial Services
200 East Gaines Street, Tallahassee FL 32399
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.