North Carolina Insurance Continuing Education Courses and Requirements
📅 Updated January 21, 2025🟠 ExamFX Provider #15352
Courses Available
The following courses are currently available for North Carolina:
| Course Name | Credit Hours | Line of Authority |
| Anti-Money Laundering Ethical Decision Making for Insurance Producers | 3.00 | Ethics |
| Annuity Suitability and Best Interest Standard Training | 4.00 | General |
| Ethical Practices: Avoiding E&O Claims | 3.00 | Ethics |
| Ethics & Insurance: How to Sell Ethically & Comply with the Law | 3.00 | Ethics |
| Front Line Fraud Prevention | 3.00 | Ethics |
| NFIP Flood Insurance | 3.00 | Flood |
| Indexed Product Training | 4.00 | General |
| Distribution Planning | 4.00 | Life/Health |
| Group Benefits & Worksite Insurance | 4.00 | Life/Health |
| Health Insurance Policies: Protecting Clients from Health-Related Loss | 5.00 | Life/Health |
| Life Insurance Policy Types & Suitability | 6.00 | Life |
| Medicare Supplement Insurance: Closing the Gap | 4.00 | Life/Health |
| Principles of Life and Health Insurance | 12.00 | Life/Health |
| Retirement Planning | 4.00 | Life/Health |
| Variable Life & Annuities: Understanding Investment Potential and Risks | 5.00 | Life/Health |
| Long-Term Care Certification Training | 8.00 | LTC |
| Long-Term Care Certificate Refresher | 4.00 | LTC |
| Businessowners Policy (BOP) | 4.00 | Property/Casualty |
| Commercial Lines: Property/Auto/Liability | 4.00 | Property/Casualty |
| Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks | 7.00 | Property/Casualty |
| Principles of Property and Casualty Insurance | 13.00 | Property/Casualty |
Required Hours
North Carolina licensed producers and adjusters must take 24 hours of continuing education, 3 hours of which must be in Ethics, every 2 years. The renewal date is every 2 years on the last day of your birth month (based on licensee’s month and either an odd or even year of birth). Excess credit hours can be carried over to the next renewal period, but Flood or Ethics credits will carry over as general credit only. A course may NOT be taken for credit more than once within the 2-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Producers may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.
Special Training
• ANNUITY BEST INTEREST TRAINING – North Carolina licensed producers must complete a state approved one-time 4-hour Annuity Suitability Best Interest Standard course before selling, soliciting or negotiating any annuity products. The ExamFX Annuity Suitability Best Interest Standard course satisfies this requirement.
• LONG-TERM CARE TRAINING – Before a producer can sell or solicit Long-Term Care Insurance, they must complete a state approved, one-time 8-hour Long-Term Care Training course. Producers must then complete a 4-hour ongoing training requirement every 2 years following the initial completion of the 8-hour training. * Resident licensees who satisfy the training requirements of another state that are similar to North Carolina's law will be considered compliant with these requirements only if the insurance company chooses to recognize and accept the training completed in another state. Applicants must be licensed in Medicare Supplement/Long-Term Care before completing this training and selling LTCP policies.
Course Presentation
• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with a 70% or better.
• ATTESTATION – The attestation must be completed following the certificate exam.
Certificates of Completion
Non-Resident Producers
CE Exemptions
• Non-resident producer and adjuster licensees in good standing with their home states
• Holds a CLU, CPCU, ChFC, FLMI, or IIA designation or is an inactive agent not soliciting applications or doing day-to-day operations (must also certify annually to the Commissioner)
• Agents who are unable to comply due to military service (including deployment orders) or long-term medical disability. (Granted on a case-by-case basis)
License Renewal
Once the course requirements have been met ExamFX will report course completions to Sircon and you may file a renewal application, pay all fees and follow the online renewal process at Sircon.
State Contact Information
North Carolina Department of Insurance
Phone: (919) 807-6800
Fax: (919) 715-3794
Website: https://www.ncdoi.gov
Mailing Address:
North Carolina Department of Insurance Agent Services
1201 Mail Service Center
Raleigh, NC 27699-1201
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