California 8-Hour Annuity Suitability & Best Interest Training

This course is approved to meet California’s 2025 requirement for 8 hours of Annuity Suitability and Best Interest Training. New life producers must complete this training before selling annuity contracts. Additional annuity suitability training, with the “best interest” standard, is required for California Life Producers selling annuity contracts.

1. Resident and nonresident licensees selling annuity contracts must complete an approved 4-hour Suitability and Best Interest in Annuity Transactions course before every license renewal. 
2. All newly licensed Life and Life and Health producers will need to complete an approved 8-hour Annuity Suitability and Best Interest training course before transacting annuity business.

This course will heighten awareness of how and when annuity products may fit a client's needs by studying and contrasting various annuities and reviewing customer situations. It will explain the benefits and risks associated with each product type (fixed, index, immediate, and variable annuities) to help producers give fair and balanced product presentations and ensure they are always acting in their customers’ best interest.

• Suitable annuity sales
• Fixed, index, immediate and variable annuities
• Tax concepts, 1035 exchanges, and replacement
• Ethics and the senior market
• Requirements for annuity sales in California

To better understand which Suitability and Best Interest Training Requirements you need to fulfill, follow this helpful flowchart.

Complete license renewals for all major lines: Life and Health and Property and Casualty