Arizona Insurance Prelicensing Requirements

ARIZONA INSURANCE PRELICENSING INFORMATION

Arizona does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam with your state’s testing provider, Prometric. The fastest way to schedule your exam is to do so online with Prometric/AZ. You can also schedule your exam over the phone at (800) 853-5448. Your examination fee is dependent on the exam you are taking and ranges from $44 to $56. To change or cancel your testing appointment, you must contact Prometric at least 48 hours in advance or forfeit the examination fee.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) that must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

At the end of your exam, your score will be shown on the screen and you will receive a printed score report. The report shows your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed.

Step 4: After passing your licensing exam, schedule your fingerprinting appointment with Prometric.

Candidates who pass all parts of an examination will receive a score report that indicates “pass” only; no numeric score is reported. For those candidates who fail one or more parts of the examination, a separate numeric score for each failed part will be reported.

Step 5: Apply for your license with NIPR. Detailed licensing information can be found through the Department of Insurance.

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

Arizona Life Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance10%
Life Insurance Basics 24%
Life Insurance Policies 23%
Life Insurance Policy Provisions, Options and Riders 23%
Annuities 10%
Federal Tax Considerations for Life Insurance and Annuities5%
Insurance Regulation 5%

Arizona Accident & Health Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance7%
Disability (Accident and Health) Insurance Basics 18%
Individual Disability (Accident and Health) Insurance Policy General Provisions 13%
Disability Income and Related Insurance 7%
Medical Plans 13%
Group Disability (Accident and Health) Insurance 11%
Dental Insurance5%
Insurance for Senior Citizens and Special Needs Individuals 16%
Federal Tax Considerations for Health Insurance 5%
Federal Tax Considerations for Health Insurance 5%
Insurance Regulation 5%

Arizona Life, Accident and Health Insurance Examination
150 Questions
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance6%
Life Insurance Basics 12%
Life Insurance Policies 10%
Life Insurance Policy Provisions, Options and Riders 10%
Annuities 9%
Federal Tax Considerations for Life Insurance and Annuities 4%
Disability (Accident and Health) Insurance Basics 5%
Individual Disability (Accident and Health) Insurance Policy General Provisions 6%
Disability Income and Related Insurance 4%
Medical Plans 6%
Group Disability (Accident and Health) Insurance 6%
Dental Insurance 3%
Insurance for Senior Citizens and Special Needs Individuals 8%
Federal Tax Considerations for Disability (Accident and Health) Insurance 3%
Insurance Regulation 4%

Arizona Property Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Insurance 7%
Property Insurance Basics 17%
Dwelling Policy 10%
Homeowners Policy 16%
Auto Insurance 15%
Commercial Package Policy 16%
Businessowners Policy - Property 8%
Other Coverages and Options 6%
Insurance Regulation 5%

Arizona Casualty Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
General Knowledge9%
Casualty Insurance Basics 15%
Homeowners Policy 15%
Auto Insurance 19%
Commercial Package Policy 15%
Businessowners Policy - Liability 6%
Workers Compensation Insurance 10%
Other Coverages and Options 6%
Insurance Regulation 5%

Arizona Property and Casualty Insurance Examination
150 Total Questions
Time limit: 150 minutes
Passing score: 70%

CHAPTERPERCENT OF EXAM
General Insurance 6%
Property and Casualty Insurance Basics15%
Dwelling Policy 9%
Homeowners Policy 15%
Auto Insurance 13%
Commercial Package Policy 17%
Businessowners Policy 6%
Workers Compensation Insurance 5%
Other Coverages and Options 8%
Insurance Regulation 6%

Arizona Personal Lines Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
General Insurance 10%
Property and Casualty Insurance Basics17%
Dwelling Policy 11%
Homeowners Policy 23%
Auto Insurance 23%
Other Coverages and Options 6%
Insurance Regulation 10%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Arizona, you will be eligible to take the exam up to four attempts to pass an exam for a line of authority within a one-year period. After the fourth unsuccessful attempt, you will be placed into a waiting period and not be able to retake the exam until the one-year waiting period is over.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Arizona Department of Insurance Licensing Section
Phone: 602.364.4457
E-mail: Licensing@azinsurance.gov
Website: insurance.az.gov

For licensing exams:
Prometric
7941 Corporate Drive
Nottingham, MD 21236
Phone: 800.853.5448
TDD User: 800.790.3926
Prometric - Arizona Insurance

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.