California Insurance Prelicensing Requirements

Register for your California insurance prelicensing exam prep here:

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California requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply to your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued. Discrepancies will delay the licensing process.

In combination with the required hours per line of authority, you must take and complete 12 hours of Code and Ethics. You must only complete this requirement once.


Life*20 hours
Accident and Health or Sickness*20 hours
Casualty 20 hours
Property20 hours
Property/Casualty*40 hours
Personal Lines*20 hours
Limited Lines Automobile Agent*20 hours
Code and Ethics*12 hours
Life (includes Code and Ethics)*32 hours
Accident and Health or Sickness (includes Code and Ethics)*32 hours
Life, Accident and Health or Sickness (includes Code and Ethics)*52 hours
*ExamFX offers these courses. A state reporting fee of $6.00 per course will be charged when you place your order.


To earn your certificate of completion:

  • Spend the total amount of the required hours in the course study materials. Time spent within the course will be tracked by a mass timer.
  • Read every chapter and take the end-of-chapter quiz


ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.


Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online at You can also schedule your exam over the phone at (833) 518-7456. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at PSI Exams

Be aware that the state of California requires fingerprinting and background checks with your insurance agent licensing application. Fingerprinting requirements may be met before the exam is taken. You have a number of fingerprinting options. Please go to the California Insurance Department website to determine which option works best for you.

Fingerprinting is an important part of the licensing process. ExamFX highly recommends completing your fingerprinting requirement at or before the time of your exam as it will help ensure efficient processing of your licensing application.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) that must contain your name and photograph. If you cannot provide the required identification, call (833) 518-7456 at least 21 days prior to your scheduled appointment. You will not be able to take your exam if these requirements are not met.

Once you have passed your examination you will receive an examination letter. Keep this, as it is important in the licensing process.

Step 4: Apply for your license online at Sircon or NIPR. Go to Sircon or NIPR to create an account and then submit your application. You may use the Check License Application Status Service (CLASS) to check the status of your license application.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.


Your exam experience is dependent on the line of authority you are testing for. Review the exam summaries below. The exam content outlines can be found on the testing provider's website.

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam


California Life-Only Agent Examination

75 Total Questions - 90 Minutes
Passing Score: 60%

Train for your test with our California Life exam prep course.

California Accident and Health Agent Examination

75 Total Questions - 90 Minutes

Passing Score: 60%

Train for your test with our California Health exam prep course.

California Property Broker-Agent Insurance Examination

75 Total Questions - 98 Minutes
Passing Score: 60%


California Casualty Broker-Agent Insurance Examination

75 Total Questions - 98 Minutes
Passing Score: 60%

Train for your test with our California Property and Casualty exam prep course.

California Limited Lines Auto Examination

60 Total Questions - 105 Minutes
Passing Score: 60%

Train for your test with our California Limited Lines Automobile exam prep course.

California Personal Lines Broker-Agent Insurance Examination

90 Total Questions - 135 Minutes

Train for your test with our California Personal Lines exam prep course.

For licensing questions:
California Division of Insurance
Tel. (800) 967-9331

For questions about the examination:
PSI Services LLC (PSI)
E-mail: [email protected]
Phone: (833) 518-7456

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

Register for your California insurance prelicensing exam prep here:

Register Now