Connecticut Insurance Prelicensing Requirements

CONNECTICUT INSURANCE PRELICENSING INFORMATION

Connecticut requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson Vue. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Before making a reservation, candidates should have the following:

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

To change of cancel your testing appointment, you must contact Prometric at least 48 hours in advance or forfeit the examination fee. Legal name, address, Social Security number, daytime telephone number, and date of birth, name of the examination(s). Candidates are responsible for knowing which examination they need to take.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature, and the secondary identification must contain a valid signature. The name on the identification must exactly match the name on the registration. Identification must be in English (driver’s license, passport, military I.D., etc.) and must contain your photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

Candidates taking a remote proctored examination will be monitored by a VUE-certified proctor via webcam and microphone throughout the test to ensure the integrity and security of the exam experience.

Candidates who pass all parts of the examination will receive a score report that reads “pass;” no numeric score will be reported. The score report will also include information on how to apply for your license. If testing at a Pearson VUE testing site, the score report will be provided at the test center. If testing online, candidates will need to log into their Pearson VUE account to obtain their score report.

Step 4: Apply for your license. Connecticut resident applicants must use the online application service at www.nipr.com. Additional licensing application guidance may be accessed on the NIPR website.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but most exams are taken on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam


Connecticut Life Insurance Examination
90 Total Questions (75 scored, 15 pretest)
2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 16%
Types of Life Insurance Policies 16%
Life Policy Provisions, Riders and Options 24%
Taxes, Retirement, and Other Insurance Concepts 11%
State Law
State Statutes, Rules, and Regulations Common to All Lines 24%
State Statutes, Rules, and Regulations Pertinent to Life Insurance Only 9%

Connecticut Accident and Health Agent Examination
90 Total Questions (75 scored, 15 pretest)
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Field Underwriting 12%
Types of Health Policies 19%
Health Policy Provisions, Clauses, and Riders 27%
Social Insurance 4%
Other Insurance Concepts 5%
State Law
State Statutes, Rules, and Regulations Common to All Lines 24%
State Statutes, Rules, and Regulations Pertinent to Life Insurance Only 9%

Connecticut Life, Accident and Health Insurance Examination
145 Total Questions (130 scored, 15 pretest)
2.5 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 9%
Types of Life Policies 10%
Life Policy Provisions, Riders and Options 14%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting 7%
Types of Health Policies 11%
Health Policy Provisions, Clauses, and Riders 15%
Social Insurance 2%
Other Insurance Concepts 3%
State Law
State Statutes, Rules, and Regulations Common to All Lines 14%
State Statutes, Rules, and Regulations Pertinent to Life Insurance Only 4%
State Statutes, Rules, and Regulations Pertinent to Health Insurance Only 5%

Connecticut Property and Casualty Insurance Examination
145 Total Questions (130 scored, 15 pretest)
2.5 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 22%
Policy Provisions and Contract Law 17%
Types of Property Policies 19%
Types of Casualty Policies, Bonds, and Related Terms 19%
State Law
State Statutes, Rules, and Regulations Common to All Lines 14%
State Statutes, Rules, and Regulations Pertinent to Property and Casualty Insurance 9%

Connecticut Personal Lines Insurance Examination
115 Total Questions (105 scored, 10 pretest)
2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 27%
Policy Provisions and Contract Law 23%
Types of Property Policies 10%
Types of Casualty Policies 192
State Law
State Statutes, Rules, and Regulations Common to All Lines 17%
State Statutes, Rules, and Regulations Pertinent to Property and Casualty Insurance 11%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. More information on this may be found at www.prometric.com/connecticut/insurance.

Step 2: Reschedule your exam after the 24 hour waiting period. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.


Direct questions about licensure to:
Connecticut Insurance Department
Website: www.ct.gov/cid
Email: [email protected]


Direct all questions and requests for information about exams to:
Pearson Vue
Email: [email protected]
Website: https://home.pearsonvue.com/ct/insurance
Phone: (866) 407-2057

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.