Delaware Insurance Prelicensing Requirements


Delaware does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.


Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.


ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.


Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PearsonVUE. You may also schedule over the phone at 800-274-0455. The examination fee is $90. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

Step 4: Apply for your license with NIPR. Within 90 days of application you must submit a criminal history report. Review this important information on the subject and refer to the Delaware Department of Insurance.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.


Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Delaware Life Insurance Examination
106 Total Questions (90 scored, 16 pretest)
Time Limit: 135 minutes
Passing score: 70%

General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 13%
Types of Life Policies 13%
Life Policy Provisions, Options, and Riders 20%
Taxes, Retirement, and Other Insurance Concepts 9%
State Law 8
Delaware Statutes, Rules, and Regulations Common to All Lines 15%
Delaware Statutes, Rules, and Regulations Common to Life and Health Insurance 6%
Delaware Statutes, Rules, and Regulations Pertinent to Life Insurance Only 11%
Insurance Ethics 13%

Delaware Accident and Health Insurance Examination
115 Total Questions (92 scored, 23 pretest)
Time Limit: 2.5 hours
Passing score: 70%

General Knowledge
Field Underwriting Procedures 11%
Types of Health Policies 15%
Health Policy Provisions, Clauses, and Riders 22%
Social Insurance 3%
Other Insurance Concepts 4%
State Law:
Delaware Statutes, Regulations and Bulletins Pertinent to Life, Accident and Health, Property and Casualty Insurance 14%
Delaware Statutes, Rules, Regulations and Bulletins Common to Both Life and Health Insurance 5%
Delaware Statutes, Rules, Regulations and Bulletins Common to Both Life and Health Insurance 13%
Insurance Ethics 13%

Delaware Property Insurance
102 Total Questions (85 scored, 17 pretests)
Time Limit: 135 minutes
Passing Score: 70%

General Insurance (Including Property Insurance) 31%
Personal Lines Insurance 38%
Homeowners Insurance Valuations 2%
Commercial Insurance Coverages 29%

Delaware Casualty Broker-Agent Insurance Examination
75 Questions - 98 Minutes
Passing Score: 60%

General Insurance (Including Casualty Insurance) 31%
Personal Lines Insurance 31%
Commercial Insurance Coverages 38%

Delaware Limited Lines Auto Examination
60 Questions - 90 Minutes
Passing Score: 60%

General Insurance 15%
Property Insurance 5%
Personal Auto Insurance 80%

Delaware Personal Lines Broker-Agent Insurance Examination
90 Questions - 135 Minutes

General Insurance (Including Property Insurance) 35%
Personal Lines Insurance 63%
Homeowners Insurance Valuations 2%


We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Delaware, a candidate that fails any insurance licensing examination ten times within the previous 12 month period is barred from taking the same exam for a period of 12 months.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS? State Licensing Information: State of Delaware Department of Insurance 841 Silver Lake Boulevard Dover, DE 19904 Phone (302) 674-7390 (Licensing) Website Examination information: Pearson VUE / Delaware Insurance Attn: Regulatory Program 5601 Green Valley Dr. Bloomington, MN 55437 Phone (800) 274-0455 Email: [email protected] Website The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.