Florida Insurance Prelicensing Requirements

Register for your Florida insurance prelicensing exam prep here:

Register Now

Updated March 20, 2024

ExamFX Provider # 365552



Florida requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

Life & Variable Annuity30 hours
Life, Health & Variable Annuity60 hours
Health40 hours
Property & Casualty200 hours
Personal Lines60 hours


ExamFX (Provider #365552) is approved to offer the following prelicensing education courses:

Life, Health, and Variable Annuity, Line 2-15. Course #93811 (Select Life & Health)

Life Insurance, Line 2-14, Course #69699 (Select Life)

Health Insurance, Line 2-40, Course #69780 (Select Health)

Personal Lines, Line 20-44, Course #101771 (Select Personal Lines)

General Lines (Property & Casualty), Line 2-20, Course #108995 (Select Property & Casualty)



To earn your certificate of completion:

  • Read every chapter and take the end-of-chapter quiz.
  • Score 70% or better on each chapter quiz before progressing to the next chapter.
  • Complete flashcard exercises and access and completely view all video lectures.
  • Depending on the line of authority you are studying you may need to review Flash Cards and Videos to complete the course.
  • Complete and pass the Certificate Exam (which may be called Practice Exam: Exam Mode in your course) with a minimum score of 70% and complete the end-of-exam attestation.

Your exam will be based on the Florida exam outline, which can be found in Pearson VUE'S Candidate Handbook.


ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.


Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. The certificate of completion is valid for four (4) years.

Step 2: Florida requires fingerprinting, and candidates can complete this requirement before the exam. You may register, pay, and find locations on the DFS website or by calling (800) 528-1358.

Additional licensing application guidance may be accessed, here. Once your application is complete, the Florida Department of Financial Services will notify you of your license or registration status by email and your MyProfile Account.

Step 3: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at Pearson VUE or call (888) 274-2020. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

To change or cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 4: Take and pass your state licensing exam. On the day of your appointment, you must bring with you one valid form of government-issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph. If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must present another form of acceptable identification that contains a visible signature. You will not be able to take your exam if these requirements are not met.

You will receive a photo-bearing score report that is marked “pass” or “fail.” You will receive a score report that includes the numeric score and diagnostic information. If you fail your exam, you will also receive reexamination instructions.

Apply for your license. Florida resident applicants must use the online application service called MyProfile, accessible here.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.


Your exam experience is dependent on the line of authority you are testing for, but all exams take place by computer. Review the exam summaries below. 

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam


Please note that the included testing outlines apply to those courses that ExamFX currently offers. State exams are offered in Spanish. The following ExamFX courses are currently available in Spanish: Florida Agent’s Life, Florida Agent’s Health, and Florida Agent’s Health & Life.

Important Study Manual Information: Florida has an official study manual which may be obtained from the following organizations:

Florida Health & Life (Including Annuities & Variable Contracts) Study Manual is available from:

National Association of Insurance and Financial Advisors-Florida (NAIFA-Florida)

PO Box 14365

Tallahassee, FL


(850) 422-1701, or may be ordered online at http://naifa-florida.org

Florida Property & Casualty Insurance Agents and Adjusters Study Manual is available from:

Florida Association of Insurance Agents (FAIA)

3159 Shamrock South

Tallahassee, FL


(850) 893-4155, or may be ordered online at www.faia.com


Florida Agent’s Life (including Annuities & Variable Contracts) Insurance Examination

95 Total Questions (85 scored, 10 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Florida Life exam prep course.

Florida Agent's Health Insurance Examination

95 Total Questions (85 scored, 10 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Florida Health exam prep course.

Florida Agent’s Health & Life (including Annuities & Variable Contracts) Insurance Examination

165 Total Questions (150 scored, 15 pretest)
Time Limit: 2 Hours and 45 Minutes
Passing Score: 70%

Train for your test with our Florida Life and Health exam prep course.

Florida Agent's General Lines Property & Casualty Insurance Examination

175 Total Questions (160 scored, 15 pretest)
Time Limit: 3 Hours
Passing Score: 70%

Florida Statutes require candidates applying for a General Lines agent license to complete 200 hours of coursework in property, casualty, surety, health, and marine insurance, including 3 hours of ethics education. Completing this course and obtaining a certificate of completion satisfies that requirement.

Florida Agent's Personal Lines Examination

108 Total Questions (100 scored; 8 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our Florida Personal Lines exam prep course.

Note that the practice tests and the state exam will be broken into two sections: General Knowledge and State Law; however, you'll receive one overall score.



ExamFX recommends that you contact your Department of Insurance or testing center directly.

For Licensing:
Florida Department of Financial Services
Bureau of Licensing
200 East Gaines Street
Tallahassee, Florida 32399-0319
Phone: (850) 413-3137
Website: www.MyFloridaCFO.com/Division/Agents

For Exams:
Pearson VUE/Florida Insurance    Attn: Regulatory Program
5601 Green Valley Dr.
Bloomington, MN 55437
Phone: (888) 274-2020
Website: www.pearsonvue.com
Email: [email protected]

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant with their state's requirements.

Register for your Florida insurance prelicensing exam prep here:

Register Now