Georgia Insurance Prelicensing Requirements

Register for your Georgia insurance prelicensing exam prep here:

Register Now

GEORGIA INSURANCE PRELICENSING INFORMATION

Georgia requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. The certificate of completion is valid for one year.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at Pearson VUE. You can also schedule your exam over the phone at (800) 274-0488. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

To change or cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph and both of which must contain a valid signature. It is highly recommended that you also bring your certificate of completion, printed from your ExamFX online account. You will not be able to take your exam if these requirements are not met.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at Pearson Vue.

If testing at a Pearson VUE testing site, the score report will be provided at the test center. If testing online, candidates will need to log into their Pearson VUE account to obtain their score report.

Step 4: Apply for your license. Georgia resident applicants must use the online application service at SIRCON. Your application fee is $115. Licensing applications must include a citizenship affidavit (GID-276-EN), fingerprinting information, and a completed Resident Insurance License Application (Form GID-103-AL). Other forms or information may be required and is dependent on the line of authority you are seeking licensure for. Required forms, additional licensure information, and fingerprinting process procedures may be found at www.oci.ga.gov. You must apply for a license prior to registering to be fingerprinted. Once the license application has been submitted, visit GBI to register to be fingerprinted. You will receive a registration approval email from GBI. Take your approval message with you to a fingerprint site and they will take your fingerprints.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all exams take place by computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam


Georgia Life Insurance Examination

95 Total Questions (80 scored, 15 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Completing the Application, Underwriting, and Delivering the Policy 15%
Types of Life Policies 15%
Life Policy Provisions, Options, and Riders 23%
Taxes, Retirement, and Other Insurance Concepts 10%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 30%
Georgia Rules and Regulations Pertinent to Life Insurance Only 7%

The online course and study guide, the state laws and regulations are combined into one chapter that will account for 37% (30 questions) on practice exams.

Train for your test with our Georgia Life exam prep course.


Georgia Accident and Sickness Insurance Examination

95 Total Questions (80 scored, 15 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Field Underwriting Procedures 11%
Types of Accident and Sickness Policies 18%
Health Policy Provisions, Clauses, and Riders 25%
Social Insurance 4%
Other Insurance Concepts 5%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 30%
Georgia Rules and Regulations Pertinent to Accident & Sickness Insurance Only 7%

The online course and study guide, the state laws and regulations are combined into one chapter that will account for 37% (30 questions) on practice exams.

Train for your test with our Georgia Health exam prep course.


Georgia Life, Accident and Health Insurance Examination

135 Total Questions (125 scored, 10 pretest)
Time Limit: 2.5 Hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Completing the Application, Underwriting, and Delivering the Policy 10%
Types of Life Policies 10%
Life Policy Riders, Provisions, Options, and Exclusions 14%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting Procedures 7%
Types of Accident and Sickness Policies 11%
Accident and Sickness Policy Provisions, Clauses, and Riders 16%
Social Insurance 2%
Accident & Sickness: Other Insurance Concepts 3%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 15%
Georgia Rules and Regulations Pertinent to Life Insurance Only 3%
Georgia Rules and Regulations Pertinent to Accident & Sickness Insurance Only 3%

The online course and study guide, the state laws and regulations are combined into one chapter that will account for 21% (25-26 questions) on practice exams.

Train for your test with our Georgia Life and Health exam prep course.


Georgia Property and Casualty Insurance Examination

135 Total Questions (125 scored; 10 pretest)
Time Limit: 2.5 Hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Terms and Related Concepts 22%
Policy Provisions and Contract Law 18%
Types of Property Policies 20%
Types of Casualty Policies, Bonds, and Related Terms 20%
Georgia Laws, Rules, and Regulations Pertinent to All Lines 14%
Georgia Rules and Regulations Pertinent to Property and Casualty Insurance 3%
Georgia Rules and Regulations Pertinent to Property Insurance Only 1%
Georgia Rules and Regulations Pertinent to Casualty Insurance Only 2%

The online course and study guide, the state laws and regulations are combined into one chapter that will account for 20% (27 questions) on practice exams.

Train for your test with our Georgia Property and Casualty exam prep course.


Georgia Personal Lines Insurance Examination

95 Total Questions (90 scored; 5 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Terms and Related Concepts 31%
Policy Provisions and Contract Law 27%
Types of Property Policies 11%
Types of Casualty Policies, Bonds, and Related Terms 14%
Georgia Laws, Rules and Regulations Pertinent to All Lines 13%
Georgia Rules and Regulations Pertinent to Property and Casualty Insurance 2%
Georgia Rules and Regulations Pertinent to Property and Casualty Insurance 2%

The online course and study guide, the state laws and regulations are combined into one chapter that will account for 17% (15 questions) on practice exams.

Train for your test with our Georgia Personal Lines exam prep course.


Georgia Variable Products Examination

80 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Product Knowledge 50%
Separate Annuity Account 6%
Official Code of Georgia 13%
Georgia Insurance Department Regulations 31%

Train for your test with our Georgia Variable Products exam prep course.


I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: You must re-register by following the initial exam registration and scheduling steps. You may schedule the new exam within one day but must wait 14 days to retest after exam attempts one and two. Candidates must wait 30 days after the third exam attempt and any subsequent attempts. Candidates taking an online examination are allowed only two attempts per exam. All subsequent examination attempts must be taken at a Pearson VUE testing center.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing process questions and application materials:
Agents Licensing Division
Website: www.oci.ga.gov

For licensing exams and licensing process questions
Pearson VUE/Insurance Licensing Program
Attn: Regulatory Program Coordinator
5601 Green Valley Drive
Bloomington, MN 55437
Phone: (800) 274 - 0488
Email: [email protected]
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.


Register for your Georgia insurance prelicensing exam prep here:

Register Now