Georgia Insurance Prelicensing Requirements

GEORGIA INSURANCE PRELICENSING INFORMATION

Georgia requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at https://home.pearsonvue.com/ga/insurance. You can also schedule your exam over the phone at (800) 274-0488. Your examination fee is $63.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph and both of which must contain a valid signature. It is highly recommended that you also bring your certificate of completion, printed from your ExamFX online account. You will not be able to take your exam if these requirements are not met.

You will receive a score report that is marked “pass” or “fail.” If you pass your exam the score report will include license application directions. If you fail your exam you will receive a score report that includes the numeric score and diagnostic information.

Step 4: Apply for your license. Georgia resident applicants must use the online application service at www.sircon.com/georgia. Your application fee is $115. Licensing applications must include a citizenship affidavit (GID-276-EN), fingerprinting information, and a completed Resident Insurance License Application (Form GID-103-AL). Other forms or information may be required and is dependent on the line of authority you are seeking licensure for. Required forms, additional licensure information, and fingerprinting process procedures may be found at www.oci.ga.gov.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all exams take place by computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Georgia Life Insurance Examination
100 Total Questions (80 scored, 20 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Completing the Application, Underwriting, and Delivering the Policy 21%
Types of Life Policies 21%
Life Policy Provisions, Options, and Riders 31%
Taxes, Retirement, and Other Insurance Concepts 14%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 13%

Georgia Accident and Sickness Insurance Examination
100 Total Questions (80 scored, 20 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Field Underwriting Procedures 16%
Other Insurance Concepts 6%
Types of Accident and Sickness Policies 25%
Health Policy Provisions, Clauses, and Riders 35%
Social Insurance 5%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 13%

Georgia Life, Accident and Health Insurance Examination
100 Total Questions (80 scored, 20 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Completing the Application, Underwriting, and Delivering the Policy 10%
Types of Life Policies 7%
Life Policy Riders, Provisions, Options, and Exclusions 19%
Taxes, Retirement, and Other Insurance Concepts 7%
Field Underwriting Procedures 8%
Accident & Sickness: Other Insurance Concepts 4%
Types of Accident and Sickness Policies 13%
Accident and Sickness Policy Provisions, Clauses, and Riders 18%
Social Insurance 2%
Georgia Laws, Rules and Regulations Pertinent to Life and Accident & Sickness Insurance 12%

Georgia Property and Casualty Insurance Examination
100 Total Questions (80 scored; 20 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Terms and Related Concepts 25%
Policy Provisions and Contract Law 20%
Types of Property Policies 21%
Types of Casualty Policies, Bonds, and Related Terms 21%
Georgia State Laws, Rules, and Regulations 13%

Georgia Personal Lines Insurance Examination
93 Total Questions (80 scored; 13 pretest)
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Terms and Related Concepts 35%
Policy Provisions and Contract Law 30%
Types of Property Policies 13%
Types of Casualty Policies, Bonds, and Related Terms 16%
Georgia State Laws, Rules, and Regulations 6%

Georgia Variable Products Examination
80 Total Questions
Time Limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Product Knowledge 50%
Separate Annuity Account 6%
Official Code of Georgia 13%
Georgia Insurance Department Regulations 31%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: You must re-register by following the initial registrations and scheduling steps after a 24 hour waiting period. You must schedule your exam at least two weeks from the date of your failed examination attempt. Candidates who fail the examination three times and have taken a prelicensing course will be required to retake a prelicensing course from a different provider prior to any further exam attempts. If the candidate had previously utilized a self-study, online provider they must then take their prelicensing course in an in-classroom format.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing applications:
PSI Exams Online
Bureau of Licensing
Phone: (855) 235-5174
Email: GAInslicensing@psionline.com
Website: candidate.psiexams.com

For licensing process and application materials:
Agents Licensing Division
Website: www.oci.ga.gov

For licensing exams: :
Pearson VUE/Insurance Licensing Program
Attn: Regulatory Program Coordinator
5601 Green Valley Drive
Bloomington, MN 55437
Phone: (800) 274 - 0488
Email: pearsonvuecustomerservice@pearson.com
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.