Idaho Insurance Prelicensing Requirements

IDAHO INSURANCE PRELICENSING INFORMATION

Idaho does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam with your state’s testing provider, PSI Services LLC, at least 24 hours prior to your desired examination date. The fastest way to schedule your exam is to do so by accessing PSI’s registration Web site at www.psiexams.com. Internet registration is available 24 hours a day. You can also schedule your exam over the phone at (800) 733-9267. The fee is $60 for the 2 examination portions, regardless if you take 1 or both examination portions. Examination retakes are $60 for 1 or both examination portions.

To change or cancel your testing appointment, you must contact PSI Services, LLC at least 48 hours in advance or forfeit the examination fee. You may reschedule online at www.psiexams.com or call PSI at (800) 733-9267.

Step 3: Take and pass your state licensing exam. On the day of your appointment, arrive at the test center 30 minutes before your scheduled appointment time to complete the necessary sign-in procedures. You must bring with you two (2) forms of personal ID (driver’s license, passport, military I.D., etc.) Both must have your signature, and one of the two must have your photo. You will not be able to take your exam if these requirements are not met.


Your score will be given to you immediately following completion of the examination.

You MUST be fingerprinted at one of PSI test centers. You may get fingerprinted on the day of your examination or walk-in during the regular testing hours. PSI does not schedule appointments for fingerprinting. The $70 processing fee may be made payable by money order, cashiers check, company check, VISA or MasterCard (checks are to be made payable to PSI).

Step 4: After you have passed your insurance examination and have been fingerprinted, apply for your license online via www.sircon.com/idaho or www.nipr.com within 180 days of passing and pay the state licensing fees of $80. Detailed licensing information can be found through the Idaho Department of Insurance.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Idaho Life Insurance Examination
85 Questions
Time Limit: 2 Hours 10 Minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
General Insurance Concepts 6%
Life Insurance Basics 11%
Types of Life Policies 16%
Life Policy Provisions, Riders and Options 17 %
Annuities 12%
Federal Tax Considerations for Life and Health Insurance 6%
State Law
Idaho Statutes, Rules, and Regulations Common to All Lines 16%
Idaho Statutes, Rules, and Regulations for Life & Health/Disability Only 4%
Idaho Statutes, Rules, and Regulations Pertinent to Life Only 12%

The practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

Idaho Disability/Health Insurance Examination
85 Total Questions
Time Limit: 2 hours, 10 Minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
General Insurance Concepts 6%
Accident and Health Insurance Basics 7%
Individual Health Insurance Provisions 13%
Disability Income and Related Insurance 11%
Medical Plans 9%
Group Health Insurance 7%
Health Insurance for Senior Citizens and Special Needs Individuals 12%
Federal Tax Considerations for Health Insurance 4%
State Law:
Idaho Statutes, Rules, and Regulations Common to All Lines 16%
Idaho Statutes, Rules, and Regulations for Life & Health/Disability Only 3%
Idaho Statutes, Rules, and Regulations Pertinent to Health/Disability Insurance Only 12%

Note that the practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

Idaho Property Insurance Examination
78 Total Questions
Time Limit: 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
General Insurance Concepts 10%
Property Insurance Basics 21%
Dwelling Policy Concepts 8%
Homeowners Policy Concepts 15%
Commercial Property Policies 14%
Other Types of Property Insurance 6%
State Law:
Idaho Statutes, Rules, and Regulations Common to All Lines 18%
Idaho Statutes, Rules, and Regulations Common to P&C 4%
Idaho Statutes, Rules, and Regulations Pertinent to Property Only 4%

Note that the practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam

Idaho Casualty Insurance Examination
80 Total Questions
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
General Insurance Concepts 10%
Casualty Insurance Basics 16%
Auto Policies: Personal and Commercial 15%
Commercial General Liability and Commercial Crime 17%
Workers Compensation Insurance 10%
Other Types of Casualty Insurance 4%
State Law:
Idaho Statutes, Rules, and Regulations Common to All Lines 18%
Idaho Statutes, Rules, and Regulations Common to P&C 4%
Idaho Statutes, Rules, and Regulations Pertinent to Casualty Only 6%

Note that the practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

Idaho Personal Lines Insurance Examination
82 Total Questions
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
General Insurance Concepts 11%
Property and Casualty Insurance Basics 24%
Dwelling Policy 7%
Homeowners Policy 12%
Personal Automobile Policy 11%
Other Types of Property Insurance 5%
State Law:
Idaho Statutes, Rules, and Regulations Common to All Lines 17%
Idaho Statutes, Rules, and Regulations Common to Property and Casualty Insurance 4%
Idaho Statutes, Rules, and Regulations Pertinent to Personal Lines Insurance Only 9%

Note that the practice tests and the state exam will be broken into two sections: General Knowledge and State Law. You are required to obtain a passing score on each of the two sections of the exam.

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Idaho, you must wait twenty-four (24) hours before rescheduling your exam.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.


Direct questions about licensure to:
State of Idaho
Department of Insurance
Website www.insurance.Idaho.gov
Email: [email protected]


Direct all questions and requests for information about exams to:

PSI Services LLC

Email: [email protected]
Website www.psiexams.com.

Phone: (800) 733-9267


The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

Success Starts Here.