Iowa Insurance Prelicensing Requirements

IOWA INSURANCE PRELICENSING INFORMATION

Iowa does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam with your state’s testing provider, Pearson Vue, at least 24 hours prior to your desired examination date. The fastest way to schedule your exam is to do so online with Pearson Vue www.pearsonvue.com. You can also schedule your exam over the phone at (877) 540-5825. Your examination fee is dependent on the exam you are taking and ranges from $64 to $79.

To change or cancel your testing appointment, you must contact Pearson Vue at least 48 hours in advance or forfeit the examination fee.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment. https://home.pearsonvue.com/de/insurance

Step 3: Take and pass your state licensing exam. On the day of your appointment, arrive at the test center 30 minutes before your scheduled appointment time to complete the necessary sign-in procedures. You must bring with you two (2) forms of personal ID (driver’s license, passport, military I.D., etc.) Both must have your signature, and one of the two must have your photo. You will not be able to take your exam if these requirements are not met.


The computerized exam is scored immediately upon completion of parts I and II of the exam.

Step 4: Allow up to three business days for the exam results to transfer to the NIPR Online System. Exam results are valid for 90 days. Apply for your license with NIPR. Detailed licensing information can be found through the Department of Insurance. https://iid.iowa.gov/obtaining-a-new-license-or-authority

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Iowa Life Insurance Examination
92 Questions (77 Scored Questions, 15 Pretest)
Time Limit: 2 Hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 13%
Life Insurance Policies 16%
Life Policy Provisions, Options, and Riders 23%
Completing the Application, Underwriting, and Delivering the Policy 16%
Taxes, Retirement, and Other Insurance Concepts 16%
State Law 8
Life Insurance Regulation 19%
Iowa Statutes, Rules, and Regulations Common to Life and Health Insurance 16%

Iowa Accident and Health Insurance Examination
95 Total Questions (80 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Health Insurance Policy Types 18%
Field Underwriting Procedures 11%
Health Policy Provisions, Clauses, and Riders 25%
Social Insurance 3%
Other Insurance Concepts 5%
State Law:
Iowa Statutes, Rules, and Regulations Common to All Lines 19%
Iowa Statutes, Rules, Regulations and Bulletins Common to Both Life and Health Insurance 5%
Iowa Statutes, Rules, and Regulations Pertinent to Accident and Health Only 19%

Iowa Property Insurance Examination
98 Total Questions (83 scored, 15 pretests)
Time Limit: 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 17%
Policy Provisions 13%
Types of Policies 30%
State Law:
Iowa Statutes, Rules, and Regulations Common to All Lines 30%
Iowa Statutes, Rules, and Regulations Pertinent to Property Only 10%

Iowa Casualty Insurance Examination
100 Total Questions (85 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 17%
Policy Provisions 13%
Types of Policies 27%
State Law:
Iowa Statutes, Rules, and Regulations Common to All Lines 30%
Iowa Statutes, Rules, and Regulations Pertinent to Casualty Only 13%
p> Iowa Personal Lines Insurance Examination
129 Total Questions (113 scored, 16 pretest)
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 25%
Policy Provisions and Contract Law 21%
Types of Property Policies 9%
Types of Casualty Policies 12%
State Law:
Iowa Statutes, Rules, and Regulations Common to All Lines 22%
Iowa Statutes, Rules, and Regulations Pertinent to Casualty Only 6%
Iowa Statutes, Rules, and Regulations Pertinent to Property Only 5%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Iowa, you must wait twenty-four (24) hours before rescheduling your exam.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.


Direct questions about licensure to:

State of Iowa

Department of Insurance

Website www.insurance.Iowa.gov

Email: [email protected]


Direct all questions and requests for information about exams to:

Pearson VUE / Iowa Insurance

Email: [email protected]

Website www.pearsonvue.com

Phone: (877) 540-5825


The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.