Maine Insurance Prelicensing Requirements

MAINE INSURANCE PRELICENSING INFORMATION

Maine does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, PearsonVUE https://home.pearsonvue.com/me/insurance. You may also schedule over the phone at 800-274-4959. The examination fee is $77. Fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. Fees will not be accepted at the test center.

If you need to reschedule your exam, you must do so at least 48 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment. https://home.pearsonvue.com/de/insurance

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license.

Step 4: Apply for your license with NIPR or by downloading the paper application at www.maine.gov/pfr/insurance/regulated/individuals_bus_entities/producers/producer_app.html and submit by e-mail, fax or regular mail to the Bureau of Insurance.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Maine Life Insurance Examination
90 Total Questions (75 scored, 15 pretest)
Time Limit: 105 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 16%
Types of Life Policies 16%
Life Policy Provisions, Options, and Riders 24%
Taxes, Retirement, and Other Insurance Concepts 11%
State Law
Maine Statutes, Rules, and Regulations Common to All Lines 26%
Maine Laws and Rules Pertinent to Life Only 7%

Maine Accident and Health Insurance Examination
103 Total Questions (88 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Field Underwriting Procedures 10%
Types of Health Policies 16%
Health Policy Provisions, Clauses, and Riders 23%
Social Insurance 3%
Other Insurance Concepts 5%
State Law:
Maine Laws and Rules Common to All Lines 20%
Maine Laws and Rules Pertinent to Accident & Health Only 23%

Maine Life, Accident and Health Insurance Examination
161 Total Questions (136 scored, 25 pretest)
Time Limit: 3.5 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 9%
Types of Life Policies 9%
Life Policy Provisions, Clauses, and Riders 13%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting Procedures 7%
Types of Health Policies 10%
Health Policy Provisions, Clauses, and Riders 15%
Social Insurance 2%
Other Health Insurance Concepts 3%
State Law:
Maine Laws and Rules Common to All Lines 13%
Maine Laws and Rules Pertinent to Life Only 3%
Maine Laws and Rules Pertinent to Accident & Health Only 10%

Maine Property Insurance
97 Total Questions (80 scored, 17 pretest)
Time Limit: 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Property Insurance Terms and Related Concepts 18%
Policy Provisions and Contract Law 14%
Types of Property Policies 31%
State Law:
Maine Laws and Rules Common to Property and Casualty Only 35%
Maine Laws and Rules Pertinent to Property Insurance 2%

Maine Casualty Insurance Examination
105 Questions (88 scored, 17 pretest)
Time Limit: 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Casualty Insurance Terms and Related Concepts 16%
Casualty Policy Provisions 13%
Types of Casualty Policies, Bonds, and Related Terms 28%
State Law:
Maine Laws and Rules Common to Property and Casualty Only 32%
Maine Laws and Rules Pertinent to Casualty Only 11%

Maine Property and Casualty Insurance Examination
167 Questions (140 scored, 27 pretest)
Time Limit: 3.5 Hours Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 21%
Policy Provisions and Contract Law 16%
Types of Property Policies 19%
Types of Casualty Policies, Bonds, and Related Terms 16%
State Law:
Maine Laws and Rules Common to Property and Casualty Only 20%
Maine Laws and Rules Pertinent to Property Insurance 1%
Maine Laws and Rules Pertinent to Casualty Insurance 1%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. You must wait 24 hours before scheduling a reexamination.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps. Walk-in examinations are not available

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

State Licensing Information:
Maine Bureau of Insurance
Licensing Division
34 State House Station
Augusta, ME 04333-0034
Phone (207) 264-8413 or 8441
Website: www.maine.gov/insurance

Examination information:
Pearson VUE / Maine Insurance
Attn: Regulatory Program
5601 Green Valley Dr.
Bloomington, MN 55437
Phone (800) 274-0455
Email: [email protected]
Website www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.