Michigan Insurance Prelicensing Exam Requirements

MICHIGAN INSURANCE PRELICENSING INFORMATION

Michigan requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply to your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion:

Read every chapter and take the end-of-chapter quiz
Score 70% or better on each chapter quiz before progressing to the next chapter
Complete and pass the Practice Exam: Exam Mode with a minimum score of 70%

DON'T FORGET YOUR READINESS EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI Exams. The fastest way to schedule your exam is to do so online at PSI Exams. You can also schedule your exam over the phone at 855-579-4639. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.

Note: Remote online proctored examinations require a desktop computer or laptop, (smartphones and tablets are not compatible with PSI’s technology requirements) a webcam, a microphone, and an Internet connection.

To change of cancel your testing appointment, you must contact PSI Exams at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and a signature and your certificate of completion. You will not be able to take your exam if these requirements are not met.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at PSI Exams

Your results will be given to you immediately following the exam. If you do not pass you will receive a diagnostic report indicating your strengths and weaknesses.

Step 4: Apply for your license. Michigan resident applicants must use the online application service at www.nipr.com.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Review the exam summaries below. The exam content outlines can be found on the testing provider's website.

The breakdown of testing topics can be found here.

The number of questions on your exam
The time limit
The score that you must achieve to pass the exam

Michigan Life Producer Examination

100 Total Questions – 2 hours
Passing score: 72%

Train for your test with our Michigan Life exam prep course.

Michigan Accident and Health Producer Examination

100 Total Questions – 2 hours
Passing score: 76%

Train for your test with our Michigan Health exam prep course.

Michigan Life, Accident and Health Producer Examination

150 Total Questions – 150 minutes
Passing Score: 75%

Train for your test with our Michigan Life and Health exam prep course.

Michigan Property Producer Examination

100 Total Questions – 2 hours
Passing Score: 75%

Michigan Casualty Producer Examination

100 Total Questions – 2 hours
Passing Score: 74%

Michigan Property and Casualty Producer Examination

150 Total Questions – 150 minutes
Passing score: 74%

Train for your test with our Michigan Property and Casualty exam prep course.

Michigan Personal Lines Producer Examination

100 Total Questions – 120 minutes
Passing score: 75%

Train for your test with our Michigan Personal Lines exam prep course.

Michigan Variable Life and Annuities Producer Examination

60 Total Questions – 60 minutes
Passing score: 74%

Train for your test with our Michigan Variable Products exam prep course.

Michigan Insurance Prelicensing Requirements